LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,689
−HK$10,515/mo
▼ 0.25% · 3.875%
HK$172,905
−HK$5,299/mo
Today · 4.125%
HK$178,204
baseline
▲ 0.50% · 4.625%
HK$189,048
+HK$10,844/mo
Deposit HK$36.77M · loan HK$36.77M · min. income ≈ HK$356,408/mo (50% DSR)
Upfront cash ≈ HK$39.90M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,552
−HK$10,079/mo
▼ 0.25% · 3.875%
HK$191,555
−HK$5,076/mo
Today · 4.125%
HK$196,631
baseline
▲ 0.50% · 4.625%
HK$206,996
+HK$10,365/mo
Deposit HK$36.77M · loan HK$36.77M · min. income ≈ HK$393,262/mo (50% DSR)
Upfront cash ≈ HK$39.90M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,227
−HK$12,618/mo
▼ 0.25% · 3.875%
HK$207,486
−HK$6,359/mo
Today · 4.125%
HK$213,845
baseline
▲ 0.50% · 4.625%
HK$226,857
+HK$13,012/mo
Deposit HK$29.42M · loan HK$44.12M · min. income ≈ HK$427,690/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,862
−HK$12,095/mo
▼ 0.25% · 3.875%
HK$229,866
−HK$6,091/mo
Today · 4.125%
HK$235,957
baseline
▲ 0.50% · 4.625%
HK$248,395
+HK$12,438/mo
Deposit HK$29.42M · loan HK$44.12M · min. income ≈ HK$471,914/mo (50% DSR)
Upfront cash ≈ HK$32.54M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,764
−HK$14,722/mo
▼ 0.25% · 3.875%
HK$242,067
−HK$7,419/mo
Today · 4.125%
HK$249,486
baseline
▲ 0.50% · 4.625%
HK$264,667
+HK$15,181/mo
Deposit HK$22.06M · loan HK$51.48M · min. income ≈ HK$498,972/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,173
−HK$14,110/mo
▼ 0.25% · 3.875%
HK$268,177
−HK$7,106/mo
Today · 4.125%
HK$275,283
baseline
▲ 0.50% · 4.625%
HK$289,794
+HK$14,511/mo
Deposit HK$22.06M · loan HK$51.48M · min. income ≈ HK$550,566/mo (50% DSR)
Upfront cash ≈ HK$25.19M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$301,840
−HK$18,928/mo
▼ 0.25% · 3.875%
HK$311,229
−HK$9,539/mo
Today · 4.125%
HK$320,768
baseline
▲ 0.50% · 4.625%
HK$340,286
+HK$19,518/mo
Deposit HK$7.35M · loan HK$66.19M · min. income ≈ HK$641,536/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$335,794
−HK$18,142/mo
▼ 0.25% · 3.875%
HK$344,800
−HK$9,136/mo
Today · 4.125%
HK$353,936
baseline
▲ 0.50% · 4.625%
HK$372,592
+HK$18,656/mo
Deposit HK$7.35M · loan HK$66.19M · min. income ≈ HK$707,872/mo (50% DSR)
Upfront cash ≈ HK$10.48M (deposit + AVD stamp duty HK$3,125,426 · Scale 2, in force from 26 Feb 2026)