LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,778
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,299
−HK$531/mo
Today · 4.125%
HK$17,830
baseline
▲ 0.50% · 4.625%
HK$18,914
+HK$1,084/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,660/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,665
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,165
−HK$508/mo
Today · 4.125%
HK$19,673
baseline
▲ 0.50% · 4.625%
HK$20,710
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,346/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,133
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,759
−HK$637/mo
Today · 4.125%
HK$21,396
baseline
▲ 0.50% · 4.625%
HK$22,697
+HK$1,301/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,792/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,398
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,998
−HK$610/mo
Today · 4.125%
HK$23,608
baseline
▲ 0.50% · 4.625%
HK$24,852
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,216/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,489
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,219
−HK$742/mo
Today · 4.125%
HK$24,961
baseline
▲ 0.50% · 4.625%
HK$26,480
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,922/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,131
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,832
−HK$710/mo
Today · 4.125%
HK$27,542
baseline
▲ 0.50% · 4.625%
HK$28,994
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,084/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,200
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,139
−HK$954/mo
Today · 4.125%
HK$32,093
baseline
▲ 0.50% · 4.625%
HK$34,046
+HK$1,953/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,186/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,597
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$914/mo
Today · 4.125%
HK$35,412
baseline
▲ 0.50% · 4.625%
HK$37,278
+HK$1,866/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,824/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,732 · Scale 2, in force from 26 Feb 2026)