LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,782
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,304
−HK$530/mo
Today · 4.125%
HK$17,834
baseline
▲ 0.50% · 4.625%
HK$18,920
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,668/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,670
−HK$1,008/mo
▼ 0.25% · 3.875%
HK$19,171
−HK$507/mo
Today · 4.125%
HK$19,678
baseline
▲ 0.50% · 4.625%
HK$20,716
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,356/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,138
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,765
−HK$636/mo
Today · 4.125%
HK$21,401
baseline
▲ 0.50% · 4.625%
HK$22,703
+HK$1,302/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$42,802/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,404
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,005
−HK$609/mo
Today · 4.125%
HK$23,614
baseline
▲ 0.50% · 4.625%
HK$24,859
+HK$1,245/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$47,228/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,495
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,226
−HK$742/mo
Today · 4.125%
HK$24,968
baseline
▲ 0.50% · 4.625%
HK$26,487
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,936/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,138
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,839
−HK$711/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,002
+HK$1,452/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,208
−HK$1,894/mo
▼ 0.25% · 3.875%
HK$31,147
−HK$955/mo
Today · 4.125%
HK$32,102
baseline
▲ 0.50% · 4.625%
HK$34,055
+HK$1,953/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,204/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,606
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,507
−HK$914/mo
Today · 4.125%
HK$35,421
baseline
▲ 0.50% · 4.625%
HK$37,288
+HK$1,867/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,842/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,791 · Scale 2, in force from 26 Feb 2026)