LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,783
−HK$1,052/mo
▼ 0.25% · 3.875%
HK$17,305
−HK$530/mo
Today · 4.125%
HK$17,835
baseline
▲ 0.50% · 4.625%
HK$18,921
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,670/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,671
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,172
−HK$508/mo
Today · 4.125%
HK$19,680
baseline
▲ 0.50% · 4.625%
HK$20,717
+HK$1,037/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,360/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,140
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,766
−HK$636/mo
Today · 4.125%
HK$21,402
baseline
▲ 0.50% · 4.625%
HK$22,705
+HK$1,303/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$42,804/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,405
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,006
−HK$610/mo
Today · 4.125%
HK$23,616
baseline
▲ 0.50% · 4.625%
HK$24,860
+HK$1,244/mo
Deposit HK$2.94M · loan HK$4.42M · min. income ≈ HK$47,232/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,496
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,227
−HK$743/mo
Today · 4.125%
HK$24,970
baseline
▲ 0.50% · 4.625%
HK$26,489
+HK$1,519/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$49,940/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,139
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,840
−HK$711/mo
Today · 4.125%
HK$27,551
baseline
▲ 0.50% · 4.625%
HK$29,004
+HK$1,453/mo
Deposit HK$2.21M · loan HK$5.15M · min. income ≈ HK$55,102/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,209
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$31,149
−HK$955/mo
Today · 4.125%
HK$32,104
baseline
▲ 0.50% · 4.625%
HK$34,057
+HK$1,953/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$64,208/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,608
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,509
−HK$914/mo
Today · 4.125%
HK$35,423
baseline
▲ 0.50% · 4.625%
HK$37,290
+HK$1,867/mo
Deposit HK$736K · loan HK$6.62M · min. income ≈ HK$70,846/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,804 · Scale 2, in force from 26 Feb 2026)