LTV · monthly repayment
▼ 0.50% · 3.625%
HK$167,887
−HK$10,528/mo
▼ 0.25% · 3.875%
HK$173,109
−HK$5,306/mo
Today · 4.125%
HK$178,415
baseline
▲ 0.50% · 4.625%
HK$189,271
+HK$10,856/mo
Deposit HK$36.81M · loan HK$36.81M · min. income ≈ HK$356,830/mo (50% DSR)
Upfront cash ≈ HK$39.94M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,772
−HK$10,091/mo
▼ 0.25% · 3.875%
HK$191,781
−HK$5,082/mo
Today · 4.125%
HK$196,863
baseline
▲ 0.50% · 4.625%
HK$207,240
+HK$10,377/mo
Deposit HK$36.81M · loan HK$36.81M · min. income ≈ HK$393,726/mo (50% DSR)
Upfront cash ≈ HK$39.94M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,464
−HK$12,634/mo
▼ 0.25% · 3.875%
HK$207,731
−HK$6,367/mo
Today · 4.125%
HK$214,098
baseline
▲ 0.50% · 4.625%
HK$227,125
+HK$13,027/mo
Deposit HK$29.45M · loan HK$44.18M · min. income ≈ HK$428,196/mo (50% DSR)
Upfront cash ≈ HK$32.58M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,127
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$230,138
−HK$6,098/mo
Today · 4.125%
HK$236,236
baseline
▲ 0.50% · 4.625%
HK$248,688
+HK$12,452/mo
Deposit HK$29.45M · loan HK$44.18M · min. income ≈ HK$472,472/mo (50% DSR)
Upfront cash ≈ HK$32.58M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,041
−HK$14,740/mo
▼ 0.25% · 3.875%
HK$242,353
−HK$7,428/mo
Today · 4.125%
HK$249,781
baseline
▲ 0.50% · 4.625%
HK$264,979
+HK$15,198/mo
Deposit HK$22.09M · loan HK$51.54M · min. income ≈ HK$499,562/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,481
−HK$14,127/mo
▼ 0.25% · 3.875%
HK$268,494
−HK$7,114/mo
Today · 4.125%
HK$275,608
baseline
▲ 0.50% · 4.625%
HK$290,136
+HK$14,528/mo
Deposit HK$22.09M · loan HK$51.54M · min. income ≈ HK$551,216/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,196
−HK$18,950/mo
▼ 0.25% · 3.875%
HK$311,596
−HK$9,550/mo
Today · 4.125%
HK$321,146
baseline
▲ 0.50% · 4.625%
HK$340,687
+HK$19,541/mo
Deposit HK$7.36M · loan HK$66.26M · min. income ≈ HK$642,292/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,190
−HK$18,163/mo
▼ 0.25% · 3.875%
HK$345,207
−HK$9,146/mo
Today · 4.125%
HK$354,353
baseline
▲ 0.50% · 4.625%
HK$373,032
+HK$18,679/mo
Deposit HK$7.36M · loan HK$66.26M · min. income ≈ HK$708,706/mo (50% DSR)
Upfront cash ≈ HK$10.49M (deposit + AVD stamp duty HK$3,129,116 · Scale 2, in force from 26 Feb 2026)