LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,793
−HK$1,053/mo
▼ 0.25% · 3.875%
HK$17,315
−HK$531/mo
Today · 4.125%
HK$17,846
baseline
▲ 0.50% · 4.625%
HK$18,932
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,692/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,682
−HK$1,009/mo
▼ 0.25% · 3.875%
HK$19,183
−HK$508/mo
Today · 4.125%
HK$19,691
baseline
▲ 0.50% · 4.625%
HK$20,729
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,382/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,152
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,778
−HK$637/mo
Today · 4.125%
HK$21,415
baseline
▲ 0.50% · 4.625%
HK$22,718
+HK$1,303/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,830/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,418
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,020
−HK$610/mo
Today · 4.125%
HK$23,630
baseline
▲ 0.50% · 4.625%
HK$24,875
+HK$1,245/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,260/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,510
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,241
−HK$743/mo
Today · 4.125%
HK$24,984
baseline
▲ 0.50% · 4.625%
HK$26,505
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$49,968/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,155
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$26,856
−HK$712/mo
Today · 4.125%
HK$27,568
baseline
▲ 0.50% · 4.625%
HK$29,021
+HK$1,453/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,136/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,227
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,168
−HK$955/mo
Today · 4.125%
HK$32,123
baseline
▲ 0.50% · 4.625%
HK$34,077
+HK$1,954/mo
Deposit HK$736K · loan HK$6.63M · min. income ≈ HK$64,246/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,628
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$34,529
−HK$915/mo
Today · 4.125%
HK$35,444
baseline
▲ 0.50% · 4.625%
HK$37,313
+HK$1,869/mo
Deposit HK$736K · loan HK$6.63M · min. income ≈ HK$70,888/mo (50% DSR)
Upfront cash ≈ HK$957K (deposit + AVD stamp duty HK$220,936 · Scale 2, in force from 26 Feb 2026)