LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,003
−HK$10,535/mo
▼ 0.25% · 3.875%
HK$173,229
−HK$5,309/mo
Today · 4.125%
HK$178,538
baseline
▲ 0.50% · 4.625%
HK$189,402
+HK$10,864/mo
Deposit HK$36.84M · loan HK$36.84M · min. income ≈ HK$357,076/mo (50% DSR)
Upfront cash ≈ HK$39.97M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,901
−HK$10,098/mo
▼ 0.25% · 3.875%
HK$191,914
−HK$5,085/mo
Today · 4.125%
HK$196,999
baseline
▲ 0.50% · 4.625%
HK$207,383
+HK$10,384/mo
Deposit HK$36.84M · loan HK$36.84M · min. income ≈ HK$393,998/mo (50% DSR)
Upfront cash ≈ HK$39.97M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,603
−HK$12,643/mo
▼ 0.25% · 3.875%
HK$207,874
−HK$6,372/mo
Today · 4.125%
HK$214,246
baseline
▲ 0.50% · 4.625%
HK$227,282
+HK$13,036/mo
Deposit HK$29.47M · loan HK$44.21M · min. income ≈ HK$428,492/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,282
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$230,297
−HK$6,102/mo
Today · 4.125%
HK$236,399
baseline
▲ 0.50% · 4.625%
HK$248,860
+HK$12,461/mo
Deposit HK$29.47M · loan HK$44.21M · min. income ≈ HK$472,798/mo (50% DSR)
Upfront cash ≈ HK$32.60M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,204
−HK$14,749/mo
▼ 0.25% · 3.875%
HK$242,520
−HK$7,433/mo
Today · 4.125%
HK$249,953
baseline
▲ 0.50% · 4.625%
HK$265,162
+HK$15,209/mo
Deposit HK$22.10M · loan HK$51.57M · min. income ≈ HK$499,906/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,662
−HK$14,137/mo
▼ 0.25% · 3.875%
HK$268,680
−HK$7,119/mo
Today · 4.125%
HK$275,799
baseline
▲ 0.50% · 4.625%
HK$290,337
+HK$14,538/mo
Deposit HK$22.10M · loan HK$51.57M · min. income ≈ HK$551,598/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,405
−HK$18,964/mo
▼ 0.25% · 3.875%
HK$311,812
−HK$9,557/mo
Today · 4.125%
HK$321,369
baseline
▲ 0.50% · 4.625%
HK$340,923
+HK$19,554/mo
Deposit HK$7.37M · loan HK$66.31M · min. income ≈ HK$642,738/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,423
−HK$18,176/mo
▼ 0.25% · 3.875%
HK$345,445
−HK$9,154/mo
Today · 4.125%
HK$354,599
baseline
▲ 0.50% · 4.625%
HK$373,290
+HK$18,691/mo
Deposit HK$7.37M · loan HK$66.31M · min. income ≈ HK$709,198/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,131,280 · Scale 2, in force from 26 Feb 2026)