LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,803
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,326
−HK$531/mo
Today · 4.125%
HK$17,857
baseline
▲ 0.50% · 4.625%
HK$18,943
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,714/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,693
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,194
−HK$509/mo
Today · 4.125%
HK$19,703
baseline
▲ 0.50% · 4.625%
HK$20,741
+HK$1,038/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,406/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,163
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,791
−HK$637/mo
Today · 4.125%
HK$21,428
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,304/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,856/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,432
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,033
−HK$611/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,246/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,524
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,256
−HK$743/mo
Today · 4.125%
HK$24,999
baseline
▲ 0.50% · 4.625%
HK$26,520
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$49,998/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,170
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,872
−HK$712/mo
Today · 4.125%
HK$27,584
baseline
▲ 0.50% · 4.625%
HK$29,038
+HK$1,454/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,168/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,245
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,186
−HK$956/mo
Today · 4.125%
HK$32,142
baseline
▲ 0.50% · 4.625%
HK$34,098
+HK$1,956/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,284/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,647
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,550
−HK$915/mo
Today · 4.125%
HK$35,465
baseline
▲ 0.50% · 4.625%
HK$37,335
+HK$1,870/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$70,930/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,066 · Scale 2, in force from 26 Feb 2026)