LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,039
−HK$10,537/mo
▼ 0.25% · 3.875%
HK$173,266
−HK$5,310/mo
Today · 4.125%
HK$178,576
baseline
▲ 0.50% · 4.625%
HK$189,442
+HK$10,866/mo
Deposit HK$36.85M · loan HK$36.85M · min. income ≈ HK$357,152/mo (50% DSR)
Upfront cash ≈ HK$39.98M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,941
−HK$10,100/mo
▼ 0.25% · 3.875%
HK$191,955
−HK$5,086/mo
Today · 4.125%
HK$197,041
baseline
▲ 0.50% · 4.625%
HK$207,427
+HK$10,386/mo
Deposit HK$36.85M · loan HK$36.85M · min. income ≈ HK$394,082/mo (50% DSR)
Upfront cash ≈ HK$39.98M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,646
−HK$12,645/mo
▼ 0.25% · 3.875%
HK$207,919
−HK$6,372/mo
Today · 4.125%
HK$214,291
baseline
▲ 0.50% · 4.625%
HK$227,330
+HK$13,039/mo
Deposit HK$29.48M · loan HK$44.22M · min. income ≈ HK$428,582/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,330
−HK$12,119/mo
▼ 0.25% · 3.875%
HK$230,346
−HK$6,103/mo
Today · 4.125%
HK$236,449
baseline
▲ 0.50% · 4.625%
HK$248,913
+HK$12,464/mo
Deposit HK$29.48M · loan HK$44.22M · min. income ≈ HK$472,898/mo (50% DSR)
Upfront cash ≈ HK$32.61M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,254
−HK$14,753/mo
▼ 0.25% · 3.875%
HK$242,572
−HK$7,435/mo
Today · 4.125%
HK$250,007
baseline
▲ 0.50% · 4.625%
HK$265,219
+HK$15,212/mo
Deposit HK$22.11M · loan HK$51.59M · min. income ≈ HK$500,014/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,718
−HK$14,140/mo
▼ 0.25% · 3.875%
HK$268,737
−HK$7,121/mo
Today · 4.125%
HK$275,858
baseline
▲ 0.50% · 4.625%
HK$290,398
+HK$14,540/mo
Deposit HK$22.11M · loan HK$51.59M · min. income ≈ HK$551,716/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,470
−HK$18,967/mo
▼ 0.25% · 3.875%
HK$311,878
−HK$9,559/mo
Today · 4.125%
HK$321,437
baseline
▲ 0.50% · 4.625%
HK$340,996
+HK$19,559/mo
Deposit HK$7.37M · loan HK$66.32M · min. income ≈ HK$642,874/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,494
−HK$18,180/mo
▼ 0.25% · 3.875%
HK$345,519
−HK$9,155/mo
Today · 4.125%
HK$354,674
baseline
▲ 0.50% · 4.625%
HK$373,369
+HK$18,695/mo
Deposit HK$7.37M · loan HK$66.32M · min. income ≈ HK$709,348/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,131,947 · Scale 2, in force from 26 Feb 2026)