LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,805
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,328
−HK$531/mo
Today · 4.125%
HK$17,859
baseline
▲ 0.50% · 4.625%
HK$18,945
+HK$1,086/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$35,718/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,695
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,197
−HK$508/mo
Today · 4.125%
HK$19,705
baseline
▲ 0.50% · 4.625%
HK$20,744
+HK$1,039/mo
Deposit HK$3.68M · loan HK$3.68M · min. income ≈ HK$39,410/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,166
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,793
−HK$637/mo
Today · 4.125%
HK$21,430
baseline
▲ 0.50% · 4.625%
HK$22,734
+HK$1,304/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,860/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,434
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,036
−HK$610/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$24,893
+HK$1,247/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,527
−HK$1,475/mo
▼ 0.25% · 3.875%
HK$24,259
−HK$743/mo
Today · 4.125%
HK$25,002
baseline
▲ 0.50% · 4.625%
HK$26,523
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$50,004/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,173
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,875
−HK$712/mo
Today · 4.125%
HK$27,587
baseline
▲ 0.50% · 4.625%
HK$29,042
+HK$1,455/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,174/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,249
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,190
−HK$956/mo
Today · 4.125%
HK$32,146
baseline
▲ 0.50% · 4.625%
HK$34,102
+HK$1,956/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,292/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,651
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,554
−HK$916/mo
Today · 4.125%
HK$35,470
baseline
▲ 0.50% · 4.625%
HK$37,339
+HK$1,869/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$70,940/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,092 · Scale 2, in force from 26 Feb 2026)