LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,807
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,330
−HK$531/mo
Today · 4.125%
HK$17,861
baseline
▲ 0.50% · 4.625%
HK$18,948
+HK$1,087/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,722/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,698
−HK$1,010/mo
▼ 0.25% · 3.875%
HK$19,199
−HK$509/mo
Today · 4.125%
HK$19,708
baseline
▲ 0.50% · 4.625%
HK$20,747
+HK$1,039/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,416/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,169
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,796
−HK$637/mo
Today · 4.125%
HK$21,433
baseline
▲ 0.50% · 4.625%
HK$22,737
+HK$1,304/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$42,866/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,437
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,039
−HK$611/mo
Today · 4.125%
HK$23,650
baseline
▲ 0.50% · 4.625%
HK$24,896
+HK$1,246/mo
Deposit HK$2.95M · loan HK$4.42M · min. income ≈ HK$47,300/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,530
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,262
−HK$744/mo
Today · 4.125%
HK$25,006
baseline
▲ 0.50% · 4.625%
HK$26,527
+HK$1,521/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$50,012/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,177
−HK$1,414/mo
▼ 0.25% · 3.875%
HK$26,879
−HK$712/mo
Today · 4.125%
HK$27,591
baseline
▲ 0.50% · 4.625%
HK$29,046
+HK$1,455/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,182/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,253
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$31,194
−HK$956/mo
Today · 4.125%
HK$32,150
baseline
▲ 0.50% · 4.625%
HK$34,106
+HK$1,956/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$64,300/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,656
−HK$1,818/mo
▼ 0.25% · 3.875%
HK$34,559
−HK$915/mo
Today · 4.125%
HK$35,474
baseline
▲ 0.50% · 4.625%
HK$37,344
+HK$1,870/mo
Deposit HK$737K · loan HK$6.63M · min. income ≈ HK$70,948/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$221,122 · Scale 2, in force from 26 Feb 2026)