LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,075
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$173,303
−HK$5,312/mo
Today · 4.125%
HK$178,615
baseline
▲ 0.50% · 4.625%
HK$189,483
+HK$10,868/mo
Deposit HK$36.85M · loan HK$36.85M · min. income ≈ HK$357,230/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,982
−HK$10,102/mo
▼ 0.25% · 3.875%
HK$191,997
−HK$5,087/mo
Today · 4.125%
HK$197,084
baseline
▲ 0.50% · 4.625%
HK$207,473
+HK$10,389/mo
Deposit HK$36.85M · loan HK$36.85M · min. income ≈ HK$394,168/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,690
−HK$12,648/mo
▼ 0.25% · 3.875%
HK$207,964
−HK$6,374/mo
Today · 4.125%
HK$214,338
baseline
▲ 0.50% · 4.625%
HK$227,380
+HK$13,042/mo
Deposit HK$29.48M · loan HK$44.23M · min. income ≈ HK$428,676/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,378
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$230,396
−HK$6,105/mo
Today · 4.125%
HK$236,501
baseline
▲ 0.50% · 4.625%
HK$248,967
+HK$12,466/mo
Deposit HK$29.48M · loan HK$44.23M · min. income ≈ HK$473,002/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,305
−HK$14,756/mo
▼ 0.25% · 3.875%
HK$242,625
−HK$7,436/mo
Today · 4.125%
HK$250,061
baseline
▲ 0.50% · 4.625%
HK$265,277
+HK$15,216/mo
Deposit HK$22.11M · loan HK$51.60M · min. income ≈ HK$500,122/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,775
−HK$14,143/mo
▼ 0.25% · 3.875%
HK$268,795
−HK$7,123/mo
Today · 4.125%
HK$275,918
baseline
▲ 0.50% · 4.625%
HK$290,462
+HK$14,544/mo
Deposit HK$22.11M · loan HK$51.60M · min. income ≈ HK$551,836/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,535
−HK$18,972/mo
▼ 0.25% · 3.875%
HK$311,946
−HK$9,561/mo
Today · 4.125%
HK$321,507
baseline
▲ 0.50% · 4.625%
HK$341,070
+HK$19,563/mo
Deposit HK$7.37M · loan HK$66.34M · min. income ≈ HK$643,014/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,568
−HK$18,183/mo
▼ 0.25% · 3.875%
HK$345,594
−HK$9,157/mo
Today · 4.125%
HK$354,751
baseline
▲ 0.50% · 4.625%
HK$373,451
+HK$18,700/mo
Deposit HK$7.37M · loan HK$66.34M · min. income ≈ HK$709,502/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,132,630 · Scale 2, in force from 26 Feb 2026)