LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,077
−HK$10,540/mo
▼ 0.25% · 3.875%
HK$173,306
−HK$5,311/mo
Today · 4.125%
HK$178,617
baseline
▲ 0.50% · 4.625%
HK$189,486
+HK$10,869/mo
Deposit HK$36.85M · loan HK$36.85M · min. income ≈ HK$357,234/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,984
−HK$10,103/mo
▼ 0.25% · 3.875%
HK$191,999
−HK$5,088/mo
Today · 4.125%
HK$197,087
baseline
▲ 0.50% · 4.625%
HK$207,475
+HK$10,388/mo
Deposit HK$36.85M · loan HK$36.85M · min. income ≈ HK$394,174/mo (50% DSR)
Upfront cash ≈ HK$39.99M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,693
−HK$12,648/mo
▼ 0.25% · 3.875%
HK$207,967
−HK$6,374/mo
Today · 4.125%
HK$214,341
baseline
▲ 0.50% · 4.625%
HK$227,383
+HK$13,042/mo
Deposit HK$29.48M · loan HK$44.23M · min. income ≈ HK$428,682/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,381
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$230,399
−HK$6,105/mo
Today · 4.125%
HK$236,504
baseline
▲ 0.50% · 4.625%
HK$248,970
+HK$12,466/mo
Deposit HK$29.48M · loan HK$44.23M · min. income ≈ HK$473,008/mo (50% DSR)
Upfront cash ≈ HK$32.62M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,308
−HK$14,756/mo
▼ 0.25% · 3.875%
HK$242,628
−HK$7,436/mo
Today · 4.125%
HK$250,064
baseline
▲ 0.50% · 4.625%
HK$265,280
+HK$15,216/mo
Deposit HK$22.11M · loan HK$51.60M · min. income ≈ HK$500,128/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,778
−HK$14,143/mo
▼ 0.25% · 3.875%
HK$268,799
−HK$7,122/mo
Today · 4.125%
HK$275,921
baseline
▲ 0.50% · 4.625%
HK$290,465
+HK$14,544/mo
Deposit HK$22.11M · loan HK$51.60M · min. income ≈ HK$551,842/mo (50% DSR)
Upfront cash ≈ HK$25.25M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,539
−HK$18,972/mo
▼ 0.25% · 3.875%
HK$311,950
−HK$9,561/mo
Today · 4.125%
HK$321,511
baseline
▲ 0.50% · 4.625%
HK$341,074
+HK$19,563/mo
Deposit HK$7.37M · loan HK$66.34M · min. income ≈ HK$643,022/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,572
−HK$18,184/mo
▼ 0.25% · 3.875%
HK$345,599
−HK$9,157/mo
Today · 4.125%
HK$354,756
baseline
▲ 0.50% · 4.625%
HK$373,456
+HK$18,700/mo
Deposit HK$7.37M · loan HK$66.34M · min. income ≈ HK$709,512/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$3,132,669 · Scale 2, in force from 26 Feb 2026)