LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,822
−HK$1,054/mo
▼ 0.25% · 3.875%
HK$17,345
−HK$531/mo
Today · 4.125%
HK$17,876
baseline
▲ 0.50% · 4.625%
HK$18,964
+HK$1,088/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,752/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,714
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,216
−HK$509/mo
Today · 4.125%
HK$19,725
baseline
▲ 0.50% · 4.625%
HK$20,765
+HK$1,040/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,450/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,186
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,814
−HK$638/mo
Today · 4.125%
HK$21,452
baseline
▲ 0.50% · 4.625%
HK$22,757
+HK$1,305/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,904/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,457
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,059
−HK$611/mo
Today · 4.125%
HK$23,670
baseline
▲ 0.50% · 4.625%
HK$24,918
+HK$1,248/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,340/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,550
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,283
−HK$744/mo
Today · 4.125%
HK$25,027
baseline
▲ 0.50% · 4.625%
HK$26,550
+HK$1,523/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$50,054/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,199
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,902
−HK$713/mo
Today · 4.125%
HK$27,615
baseline
▲ 0.50% · 4.625%
HK$29,070
+HK$1,455/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,230/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,279
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,221
−HK$957/mo
Today · 4.125%
HK$32,178
baseline
▲ 0.50% · 4.625%
HK$34,136
+HK$1,958/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,356/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,685
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,588
−HK$917/mo
Today · 4.125%
HK$35,505
baseline
▲ 0.50% · 4.625%
HK$37,376
+HK$1,871/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,010/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,312 · Scale 2, in force from 26 Feb 2026)