LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,219
−HK$10,549/mo
▼ 0.25% · 3.875%
HK$173,452
−HK$5,316/mo
Today · 4.125%
HK$178,768
baseline
▲ 0.50% · 4.625%
HK$189,645
+HK$10,877/mo
Deposit HK$36.89M · loan HK$36.89M · min. income ≈ HK$357,536/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,142
−HK$10,111/mo
▼ 0.25% · 3.875%
HK$192,161
−HK$5,092/mo
Today · 4.125%
HK$197,253
baseline
▲ 0.50% · 4.625%
HK$207,650
+HK$10,397/mo
Deposit HK$36.89M · loan HK$36.89M · min. income ≈ HK$394,506/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,863
−HK$12,658/mo
▼ 0.25% · 3.875%
HK$208,142
−HK$6,379/mo
Today · 4.125%
HK$214,521
baseline
▲ 0.50% · 4.625%
HK$227,575
+HK$13,054/mo
Deposit HK$29.51M · loan HK$44.26M · min. income ≈ HK$429,042/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,570
−HK$12,133/mo
▼ 0.25% · 3.875%
HK$230,593
−HK$6,110/mo
Today · 4.125%
HK$236,703
baseline
▲ 0.50% · 4.625%
HK$249,180
+HK$12,477/mo
Deposit HK$29.51M · loan HK$44.26M · min. income ≈ HK$473,406/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,507
−HK$14,768/mo
▼ 0.25% · 3.875%
HK$242,832
−HK$7,443/mo
Today · 4.125%
HK$250,275
baseline
▲ 0.50% · 4.625%
HK$265,504
+HK$15,229/mo
Deposit HK$22.13M · loan HK$51.64M · min. income ≈ HK$500,550/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,999
−HK$14,155/mo
▼ 0.25% · 3.875%
HK$269,025
−HK$7,129/mo
Today · 4.125%
HK$276,154
baseline
▲ 0.50% · 4.625%
HK$290,710
+HK$14,556/mo
Deposit HK$22.13M · loan HK$51.64M · min. income ≈ HK$552,308/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,794
−HK$18,988/mo
▼ 0.25% · 3.875%
HK$312,213
−HK$9,569/mo
Today · 4.125%
HK$321,782
baseline
▲ 0.50% · 4.625%
HK$341,362
+HK$19,580/mo
Deposit HK$7.38M · loan HK$66.39M · min. income ≈ HK$643,564/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,856
−HK$18,199/mo
▼ 0.25% · 3.875%
HK$345,890
−HK$9,165/mo
Today · 4.125%
HK$355,055
baseline
▲ 0.50% · 4.625%
HK$373,770
+HK$18,715/mo
Deposit HK$7.38M · loan HK$66.39M · min. income ≈ HK$710,110/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$3,135,309 · Scale 2, in force from 26 Feb 2026)