LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,220
−HK$10,549/mo
▼ 0.25% · 3.875%
HK$173,452
−HK$5,317/mo
Today · 4.125%
HK$178,769
baseline
▲ 0.50% · 4.625%
HK$189,646
+HK$10,877/mo
Deposit HK$36.89M · loan HK$36.89M · min. income ≈ HK$357,538/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,143
−HK$10,111/mo
▼ 0.25% · 3.875%
HK$192,162
−HK$5,092/mo
Today · 4.125%
HK$197,254
baseline
▲ 0.50% · 4.625%
HK$207,651
+HK$10,397/mo
Deposit HK$36.89M · loan HK$36.89M · min. income ≈ HK$394,508/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,864
−HK$12,658/mo
▼ 0.25% · 3.875%
HK$208,143
−HK$6,379/mo
Today · 4.125%
HK$214,522
baseline
▲ 0.50% · 4.625%
HK$227,576
+HK$13,054/mo
Deposit HK$29.51M · loan HK$44.26M · min. income ≈ HK$429,044/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,571
−HK$12,133/mo
▼ 0.25% · 3.875%
HK$230,594
−HK$6,110/mo
Today · 4.125%
HK$236,704
baseline
▲ 0.50% · 4.625%
HK$249,181
+HK$12,477/mo
Deposit HK$29.51M · loan HK$44.26M · min. income ≈ HK$473,408/mo (50% DSR)
Upfront cash ≈ HK$32.64M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,508
−HK$14,768/mo
▼ 0.25% · 3.875%
HK$242,833
−HK$7,443/mo
Today · 4.125%
HK$250,276
baseline
▲ 0.50% · 4.625%
HK$265,505
+HK$15,229/mo
Deposit HK$22.13M · loan HK$51.64M · min. income ≈ HK$500,552/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,000
−HK$14,155/mo
▼ 0.25% · 3.875%
HK$269,027
−HK$7,128/mo
Today · 4.125%
HK$276,155
baseline
▲ 0.50% · 4.625%
HK$290,712
+HK$14,557/mo
Deposit HK$22.13M · loan HK$51.64M · min. income ≈ HK$552,310/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,796
−HK$18,988/mo
▼ 0.25% · 3.875%
HK$312,214
−HK$9,570/mo
Today · 4.125%
HK$321,784
baseline
▲ 0.50% · 4.625%
HK$341,363
+HK$19,579/mo
Deposit HK$7.38M · loan HK$66.40M · min. income ≈ HK$643,568/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,857
−HK$18,199/mo
▼ 0.25% · 3.875%
HK$345,891
−HK$9,165/mo
Today · 4.125%
HK$355,056
baseline
▲ 0.50% · 4.625%
HK$373,772
+HK$18,716/mo
Deposit HK$7.38M · loan HK$66.40M · min. income ≈ HK$710,112/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$3,135,324 · Scale 2, in force from 26 Feb 2026)