LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,227
−HK$10,549/mo
▼ 0.25% · 3.875%
HK$173,459
−HK$5,317/mo
Today · 4.125%
HK$178,776
baseline
▲ 0.50% · 4.625%
HK$189,654
+HK$10,878/mo
Deposit HK$36.89M · loan HK$36.89M · min. income ≈ HK$357,552/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,150
−HK$10,112/mo
▼ 0.25% · 3.875%
HK$192,170
−HK$5,092/mo
Today · 4.125%
HK$197,262
baseline
▲ 0.50% · 4.625%
HK$207,660
+HK$10,398/mo
Deposit HK$36.89M · loan HK$36.89M · min. income ≈ HK$394,524/mo (50% DSR)
Upfront cash ≈ HK$40.02M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,872
−HK$12,659/mo
▼ 0.25% · 3.875%
HK$208,151
−HK$6,380/mo
Today · 4.125%
HK$214,531
baseline
▲ 0.50% · 4.625%
HK$227,585
+HK$13,054/mo
Deposit HK$29.51M · loan HK$44.27M · min. income ≈ HK$429,062/mo (50% DSR)
Upfront cash ≈ HK$32.65M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,581
−HK$12,133/mo
▼ 0.25% · 3.875%
HK$230,604
−HK$6,110/mo
Today · 4.125%
HK$236,714
baseline
▲ 0.50% · 4.625%
HK$249,191
+HK$12,477/mo
Deposit HK$29.51M · loan HK$44.27M · min. income ≈ HK$473,428/mo (50% DSR)
Upfront cash ≈ HK$32.65M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,517
−HK$14,769/mo
▼ 0.25% · 3.875%
HK$242,843
−HK$7,443/mo
Today · 4.125%
HK$250,286
baseline
▲ 0.50% · 4.625%
HK$265,516
+HK$15,230/mo
Deposit HK$22.13M · loan HK$51.64M · min. income ≈ HK$500,572/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,011
−HK$14,155/mo
▼ 0.25% · 3.875%
HK$269,038
−HK$7,128/mo
Today · 4.125%
HK$276,166
baseline
▲ 0.50% · 4.625%
HK$290,723
+HK$14,557/mo
Deposit HK$22.13M · loan HK$51.64M · min. income ≈ HK$552,332/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$302,808
−HK$18,989/mo
▼ 0.25% · 3.875%
HK$312,227
−HK$9,570/mo
Today · 4.125%
HK$321,797
baseline
▲ 0.50% · 4.625%
HK$341,377
+HK$19,580/mo
Deposit HK$7.38M · loan HK$66.40M · min. income ≈ HK$643,594/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$336,871
−HK$18,200/mo
▼ 0.25% · 3.875%
HK$345,905
−HK$9,166/mo
Today · 4.125%
HK$355,071
baseline
▲ 0.50% · 4.625%
HK$373,787
+HK$18,716/mo
Deposit HK$7.38M · loan HK$66.40M · min. income ≈ HK$710,142/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$3,135,451 · Scale 2, in force from 26 Feb 2026)