LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,823
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,346
−HK$532/mo
Today · 4.125%
HK$17,878
baseline
▲ 0.50% · 4.625%
HK$18,966
+HK$1,088/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,756/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,716
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,217
−HK$510/mo
Today · 4.125%
HK$19,727
baseline
▲ 0.50% · 4.625%
HK$20,767
+HK$1,040/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,454/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,188
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,816
−HK$638/mo
Today · 4.125%
HK$21,454
baseline
▲ 0.50% · 4.625%
HK$22,759
+HK$1,305/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,908/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,459
−HK$1,213/mo
▼ 0.25% · 3.875%
HK$23,061
−HK$611/mo
Today · 4.125%
HK$23,672
baseline
▲ 0.50% · 4.625%
HK$24,920
+HK$1,248/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,344/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,552
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,285
−HK$744/mo
Today · 4.125%
HK$25,029
baseline
▲ 0.50% · 4.625%
HK$26,552
+HK$1,523/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$50,058/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,202
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,904
−HK$713/mo
Today · 4.125%
HK$27,617
baseline
▲ 0.50% · 4.625%
HK$29,073
+HK$1,456/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,234/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,282
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,224
−HK$957/mo
Today · 4.125%
HK$32,181
baseline
▲ 0.50% · 4.625%
HK$34,139
+HK$1,958/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,362/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,688
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,591
−HK$917/mo
Today · 4.125%
HK$35,508
baseline
▲ 0.50% · 4.625%
HK$37,380
+HK$1,872/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,016/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,333 · Scale 2, in force from 26 Feb 2026)