LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,824
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,348
−HK$532/mo
Today · 4.125%
HK$17,880
baseline
▲ 0.50% · 4.625%
HK$18,967
+HK$1,087/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,760/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,717
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$19,219
−HK$509/mo
Today · 4.125%
HK$19,728
baseline
▲ 0.50% · 4.625%
HK$20,768
+HK$1,040/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,456/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,189
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$20,817
−HK$638/mo
Today · 4.125%
HK$21,455
baseline
▲ 0.50% · 4.625%
HK$22,761
+HK$1,306/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,910/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,460
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,063
−HK$611/mo
Today · 4.125%
HK$23,674
baseline
▲ 0.50% · 4.625%
HK$24,922
+HK$1,248/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,348/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,554
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$24,287
−HK$744/mo
Today · 4.125%
HK$25,031
baseline
▲ 0.50% · 4.625%
HK$26,554
+HK$1,523/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$50,062/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,907
−HK$713/mo
Today · 4.125%
HK$27,620
baseline
▲ 0.50% · 4.625%
HK$29,076
+HK$1,456/mo
Deposit HK$2.21M · loan HK$5.16M · min. income ≈ HK$55,240/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,284
−HK$1,899/mo
▼ 0.25% · 3.875%
HK$31,226
−HK$957/mo
Today · 4.125%
HK$32,183
baseline
▲ 0.50% · 4.625%
HK$34,141
+HK$1,958/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,366/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,691
−HK$1,820/mo
▼ 0.25% · 3.875%
HK$34,594
−HK$917/mo
Today · 4.125%
HK$35,511
baseline
▲ 0.50% · 4.625%
HK$37,383
+HK$1,872/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,022/mo (50% DSR)
Upfront cash ≈ HK$959K (deposit + AVD stamp duty HK$221,351 · Scale 2, in force from 26 Feb 2026)