LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,338
−HK$10,556/mo
▼ 0.25% · 3.875%
HK$173,574
−HK$5,320/mo
Today · 4.125%
HK$178,894
baseline
▲ 0.50% · 4.625%
HK$189,780
+HK$10,886/mo
Deposit HK$36.91M · loan HK$36.91M · min. income ≈ HK$357,788/mo (50% DSR)
Upfront cash ≈ HK$40.05M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,274
−HK$10,118/mo
▼ 0.25% · 3.875%
HK$192,297
−HK$5,095/mo
Today · 4.125%
HK$197,392
baseline
▲ 0.50% · 4.625%
HK$207,797
+HK$10,405/mo
Deposit HK$36.91M · loan HK$36.91M · min. income ≈ HK$394,784/mo (50% DSR)
Upfront cash ≈ HK$40.05M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,006
−HK$12,667/mo
▼ 0.25% · 3.875%
HK$208,289
−HK$6,384/mo
Today · 4.125%
HK$214,673
baseline
▲ 0.50% · 4.625%
HK$227,736
+HK$13,063/mo
Deposit HK$29.53M · loan HK$44.29M · min. income ≈ HK$429,346/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,729
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,756
−HK$6,115/mo
Today · 4.125%
HK$236,871
baseline
▲ 0.50% · 4.625%
HK$249,357
+HK$12,486/mo
Deposit HK$29.53M · loan HK$44.29M · min. income ≈ HK$473,742/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,673
−HK$14,779/mo
▼ 0.25% · 3.875%
HK$243,004
−HK$7,448/mo
Today · 4.125%
HK$250,452
baseline
▲ 0.50% · 4.625%
HK$265,692
+HK$15,240/mo
Deposit HK$22.15M · loan HK$51.68M · min. income ≈ HK$500,904/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,184
−HK$14,165/mo
▼ 0.25% · 3.875%
HK$269,216
−HK$7,133/mo
Today · 4.125%
HK$276,349
baseline
▲ 0.50% · 4.625%
HK$290,916
+HK$14,567/mo
Deposit HK$22.15M · loan HK$51.68M · min. income ≈ HK$552,698/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,009
−HK$19,001/mo
▼ 0.25% · 3.875%
HK$312,434
−HK$9,576/mo
Today · 4.125%
HK$322,010
baseline
▲ 0.50% · 4.625%
HK$341,603
+HK$19,593/mo
Deposit HK$7.38M · loan HK$66.44M · min. income ≈ HK$644,020/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,094
−HK$18,212/mo
▼ 0.25% · 3.875%
HK$346,135
−HK$9,171/mo
Today · 4.125%
HK$355,306
baseline
▲ 0.50% · 4.625%
HK$374,035
+HK$18,729/mo
Deposit HK$7.38M · loan HK$66.44M · min. income ≈ HK$710,612/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$3,137,529 · Scale 2, in force from 26 Feb 2026)