LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,835
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,359
−HK$532/mo
Today · 4.125%
HK$17,891
baseline
▲ 0.50% · 4.625%
HK$18,980
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,782/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,729
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,231
−HK$510/mo
Today · 4.125%
HK$19,741
baseline
▲ 0.50% · 4.625%
HK$20,782
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,482/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,202
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,831
−HK$638/mo
Today · 4.125%
HK$21,469
baseline
▲ 0.50% · 4.625%
HK$22,776
+HK$1,307/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,938/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,475
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,078
−HK$611/mo
Today · 4.125%
HK$23,689
baseline
▲ 0.50% · 4.625%
HK$24,938
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,378/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,569
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,303
−HK$744/mo
Today · 4.125%
HK$25,047
baseline
▲ 0.50% · 4.625%
HK$26,572
+HK$1,525/mo
Deposit HK$2.21M · loan HK$5.17M · min. income ≈ HK$50,094/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,221
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$26,924
−HK$713/mo
Today · 4.125%
HK$27,637
baseline
▲ 0.50% · 4.625%
HK$29,094
+HK$1,457/mo
Deposit HK$2.21M · loan HK$5.17M · min. income ≈ HK$55,274/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,304
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,246
−HK$958/mo
Today · 4.125%
HK$32,204
baseline
▲ 0.50% · 4.625%
HK$34,163
+HK$1,959/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$64,408/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,712
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,617
−HK$917/mo
Today · 4.125%
HK$35,534
baseline
▲ 0.50% · 4.625%
HK$37,407
+HK$1,873/mo
Deposit HK$738K · loan HK$6.64M · min. income ≈ HK$71,068/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,493 · Scale 2, in force from 26 Feb 2026)