LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,356
−HK$10,558/mo
▼ 0.25% · 3.875%
HK$173,593
−HK$5,321/mo
Today · 4.125%
HK$178,914
baseline
▲ 0.50% · 4.625%
HK$189,800
+HK$10,886/mo
Deposit HK$36.92M · loan HK$36.92M · min. income ≈ HK$357,828/mo (50% DSR)
Upfront cash ≈ HK$40.05M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,295
−HK$10,119/mo
▼ 0.25% · 3.875%
HK$192,318
−HK$5,096/mo
Today · 4.125%
HK$197,414
baseline
▲ 0.50% · 4.625%
HK$207,820
+HK$10,406/mo
Deposit HK$36.92M · loan HK$36.92M · min. income ≈ HK$394,828/mo (50% DSR)
Upfront cash ≈ HK$40.05M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,028
−HK$12,669/mo
▼ 0.25% · 3.875%
HK$208,312
−HK$6,385/mo
Today · 4.125%
HK$214,697
baseline
▲ 0.50% · 4.625%
HK$227,760
+HK$13,063/mo
Deposit HK$29.53M · loan HK$44.30M · min. income ≈ HK$429,394/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,754
−HK$12,142/mo
▼ 0.25% · 3.875%
HK$230,781
−HK$6,115/mo
Today · 4.125%
HK$236,896
baseline
▲ 0.50% · 4.625%
HK$249,384
+HK$12,488/mo
Deposit HK$29.53M · loan HK$44.30M · min. income ≈ HK$473,792/mo (50% DSR)
Upfront cash ≈ HK$32.67M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,699
−HK$14,780/mo
▼ 0.25% · 3.875%
HK$243,030
−HK$7,449/mo
Today · 4.125%
HK$250,479
baseline
▲ 0.50% · 4.625%
HK$265,720
+HK$15,241/mo
Deposit HK$22.15M · loan HK$51.68M · min. income ≈ HK$500,958/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,213
−HK$14,166/mo
▼ 0.25% · 3.875%
HK$269,245
−HK$7,134/mo
Today · 4.125%
HK$276,379
baseline
▲ 0.50% · 4.625%
HK$290,948
+HK$14,569/mo
Deposit HK$22.15M · loan HK$51.68M · min. income ≈ HK$552,758/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,041
−HK$19,004/mo
▼ 0.25% · 3.875%
HK$312,468
−HK$9,577/mo
Today · 4.125%
HK$322,045
baseline
▲ 0.50% · 4.625%
HK$341,640
+HK$19,595/mo
Deposit HK$7.38M · loan HK$66.45M · min. income ≈ HK$644,090/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,131
−HK$18,214/mo
▼ 0.25% · 3.875%
HK$346,172
−HK$9,173/mo
Today · 4.125%
HK$355,345
baseline
▲ 0.50% · 4.625%
HK$374,075
+HK$18,730/mo
Deposit HK$7.38M · loan HK$66.45M · min. income ≈ HK$710,690/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$3,137,869 · Scale 2, in force from 26 Feb 2026)