LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,836
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,360
−HK$532/mo
Today · 4.125%
HK$17,892
baseline
▲ 0.50% · 4.625%
HK$18,981
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,784/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,730
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,232
−HK$510/mo
Today · 4.125%
HK$19,742
baseline
▲ 0.50% · 4.625%
HK$20,783
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,484/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,203
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,832
−HK$638/mo
Today · 4.125%
HK$21,470
baseline
▲ 0.50% · 4.625%
HK$22,777
+HK$1,307/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,940/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,476
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,079
−HK$611/mo
Today · 4.125%
HK$23,690
baseline
▲ 0.50% · 4.625%
HK$24,939
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,380/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,304
−HK$745/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,573
+HK$1,524/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,222
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,925
−HK$714/mo
Today · 4.125%
HK$27,639
baseline
▲ 0.50% · 4.625%
HK$29,096
+HK$1,457/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,278/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,305
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,248
−HK$958/mo
Today · 4.125%
HK$32,206
baseline
▲ 0.50% · 4.625%
HK$34,165
+HK$1,959/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$64,412/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,714
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,618
−HK$918/mo
Today · 4.125%
HK$35,536
baseline
▲ 0.50% · 4.625%
HK$37,409
+HK$1,873/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$71,072/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,505 · Scale 2, in force from 26 Feb 2026)