LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,837
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,360
−HK$532/mo
Today · 4.125%
HK$17,892
baseline
▲ 0.50% · 4.625%
HK$18,981
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,784/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,731
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,233
−HK$510/mo
Today · 4.125%
HK$19,743
baseline
▲ 0.50% · 4.625%
HK$20,783
+HK$1,040/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,486/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,204
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,832
−HK$639/mo
Today · 4.125%
HK$21,471
baseline
▲ 0.50% · 4.625%
HK$22,777
+HK$1,306/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,942/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,477
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,080
−HK$611/mo
Today · 4.125%
HK$23,691
baseline
▲ 0.50% · 4.625%
HK$24,940
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,382/mo (50% DSR)
Upfront cash ≈ HK$3.17M (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,571
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,305
−HK$744/mo
Today · 4.125%
HK$25,049
baseline
▲ 0.50% · 4.625%
HK$26,574
+HK$1,525/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,098/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,223
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,926
−HK$714/mo
Today · 4.125%
HK$27,640
baseline
▲ 0.50% · 4.625%
HK$29,097
+HK$1,457/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,280/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,306
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,249
−HK$957/mo
Today · 4.125%
HK$32,206
baseline
▲ 0.50% · 4.625%
HK$34,166
+HK$1,960/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$64,412/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,715
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,619
−HK$918/mo
Today · 4.125%
HK$35,537
baseline
▲ 0.50% · 4.625%
HK$37,410
+HK$1,873/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$71,074/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,511 · Scale 2, in force from 26 Feb 2026)