LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,838
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,361
−HK$533/mo
Today · 4.125%
HK$17,894
baseline
▲ 0.50% · 4.625%
HK$18,982
+HK$1,088/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,788/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,732
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,234
−HK$510/mo
Today · 4.125%
HK$19,744
baseline
▲ 0.50% · 4.625%
HK$20,785
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,488/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,205
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,834
−HK$638/mo
Today · 4.125%
HK$21,472
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,307/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,944/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,478
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,081
−HK$612/mo
Today · 4.125%
HK$23,693
baseline
▲ 0.50% · 4.625%
HK$24,941
+HK$1,248/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,386/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,573
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,306
−HK$745/mo
Today · 4.125%
HK$25,051
baseline
▲ 0.50% · 4.625%
HK$26,575
+HK$1,524/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,102/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,224
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,928
−HK$713/mo
Today · 4.125%
HK$27,641
baseline
▲ 0.50% · 4.625%
HK$29,098
+HK$1,457/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,282/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,308
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,251
−HK$957/mo
Today · 4.125%
HK$32,208
baseline
▲ 0.50% · 4.625%
HK$34,168
+HK$1,960/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$64,416/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,717
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,621
−HK$918/mo
Today · 4.125%
HK$35,539
baseline
▲ 0.50% · 4.625%
HK$37,412
+HK$1,873/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$71,078/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,524 · Scale 2, in force from 26 Feb 2026)