LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,839
−HK$1,055/mo
▼ 0.25% · 3.875%
HK$17,362
−HK$532/mo
Today · 4.125%
HK$17,894
baseline
▲ 0.50% · 4.625%
HK$18,983
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,788/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,733
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,235
−HK$510/mo
Today · 4.125%
HK$19,745
baseline
▲ 0.50% · 4.625%
HK$20,786
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,490/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,206
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,835
−HK$638/mo
Today · 4.125%
HK$21,473
baseline
▲ 0.50% · 4.625%
HK$22,780
+HK$1,307/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,946/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,479
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,082
−HK$612/mo
Today · 4.125%
HK$23,694
baseline
▲ 0.50% · 4.625%
HK$24,943
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,388/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,574
−HK$1,478/mo
▼ 0.25% · 3.875%
HK$24,307
−HK$745/mo
Today · 4.125%
HK$25,052
baseline
▲ 0.50% · 4.625%
HK$26,577
+HK$1,525/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,104/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,226
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,929
−HK$714/mo
Today · 4.125%
HK$27,643
baseline
▲ 0.50% · 4.625%
HK$29,100
+HK$1,457/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,286/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,309
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,252
−HK$958/mo
Today · 4.125%
HK$32,210
baseline
▲ 0.50% · 4.625%
HK$34,170
+HK$1,960/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$64,420/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,719
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,623
−HK$918/mo
Today · 4.125%
HK$35,541
baseline
▲ 0.50% · 4.625%
HK$37,414
+HK$1,873/mo
Deposit HK$738K · loan HK$6.65M · min. income ≈ HK$71,082/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,535 · Scale 2, in force from 26 Feb 2026)