LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,841
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,365
−HK$533/mo
Today · 4.125%
HK$17,898
baseline
▲ 0.50% · 4.625%
HK$18,987
+HK$1,089/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,796/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,736
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,238
−HK$510/mo
Today · 4.125%
HK$19,748
baseline
▲ 0.50% · 4.625%
HK$20,789
+HK$1,041/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,496/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,210
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,838
−HK$639/mo
Today · 4.125%
HK$21,477
baseline
▲ 0.50% · 4.625%
HK$22,784
+HK$1,307/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$42,954/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,483
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,086
−HK$612/mo
Today · 4.125%
HK$23,698
baseline
▲ 0.50% · 4.625%
HK$24,947
+HK$1,249/mo
Deposit HK$2.95M · loan HK$4.43M · min. income ≈ HK$47,396/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,578
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,311
−HK$746/mo
Today · 4.125%
HK$25,057
baseline
▲ 0.50% · 4.625%
HK$26,581
+HK$1,524/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,114/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,230
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,934
−HK$713/mo
Today · 4.125%
HK$27,647
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,458/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,294/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,315
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,258
−HK$958/mo
Today · 4.125%
HK$32,216
baseline
▲ 0.50% · 4.625%
HK$34,176
+HK$1,960/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,432/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,725
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,629
−HK$918/mo
Today · 4.125%
HK$35,547
baseline
▲ 0.50% · 4.625%
HK$37,420
+HK$1,873/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$71,094/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,574 · Scale 2, in force from 26 Feb 2026)