LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,428
−HK$10,562/mo
▼ 0.25% · 3.875%
HK$173,667
−HK$5,323/mo
Today · 4.125%
HK$178,990
baseline
▲ 0.50% · 4.625%
HK$189,881
+HK$10,891/mo
Deposit HK$36.93M · loan HK$36.93M · min. income ≈ HK$357,980/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,374
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$192,399
−HK$5,098/mo
Today · 4.125%
HK$197,497
baseline
▲ 0.50% · 4.625%
HK$207,908
+HK$10,411/mo
Deposit HK$36.93M · loan HK$36.93M · min. income ≈ HK$394,994/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,113
−HK$12,674/mo
▼ 0.25% · 3.875%
HK$208,400
−HK$6,387/mo
Today · 4.125%
HK$214,787
baseline
▲ 0.50% · 4.625%
HK$227,857
+HK$13,070/mo
Deposit HK$29.55M · loan HK$44.32M · min. income ≈ HK$429,574/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,849
−HK$12,148/mo
▼ 0.25% · 3.875%
HK$230,879
−HK$6,118/mo
Today · 4.125%
HK$236,997
baseline
▲ 0.50% · 4.625%
HK$249,489
+HK$12,492/mo
Deposit HK$29.55M · loan HK$44.32M · min. income ≈ HK$473,994/mo (50% DSR)
Upfront cash ≈ HK$32.68M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,799
−HK$14,786/mo
▼ 0.25% · 3.875%
HK$243,133
−HK$7,452/mo
Today · 4.125%
HK$250,585
baseline
▲ 0.50% · 4.625%
HK$265,833
+HK$15,248/mo
Deposit HK$22.16M · loan HK$51.70M · min. income ≈ HK$501,170/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,324
−HK$14,172/mo
▼ 0.25% · 3.875%
HK$269,359
−HK$7,137/mo
Today · 4.125%
HK$276,496
baseline
▲ 0.50% · 4.625%
HK$291,071
+HK$14,575/mo
Deposit HK$22.16M · loan HK$51.70M · min. income ≈ HK$552,992/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,170
−HK$19,011/mo
▼ 0.25% · 3.875%
HK$312,600
−HK$9,581/mo
Today · 4.125%
HK$322,181
baseline
▲ 0.50% · 4.625%
HK$341,785
+HK$19,604/mo
Deposit HK$7.39M · loan HK$66.48M · min. income ≈ HK$644,362/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,273
−HK$18,222/mo
▼ 0.25% · 3.875%
HK$346,319
−HK$9,176/mo
Today · 4.125%
HK$355,495
baseline
▲ 0.50% · 4.625%
HK$374,234
+HK$18,739/mo
Deposit HK$7.39M · loan HK$66.48M · min. income ≈ HK$710,990/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$3,139,197 · Scale 2, in force from 26 Feb 2026)