LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,431
−HK$10,562/mo
▼ 0.25% · 3.875%
HK$173,670
−HK$5,323/mo
Today · 4.125%
HK$178,993
baseline
▲ 0.50% · 4.625%
HK$189,884
+HK$10,891/mo
Deposit HK$36.93M · loan HK$36.93M · min. income ≈ HK$357,986/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,378
−HK$10,123/mo
▼ 0.25% · 3.875%
HK$192,403
−HK$5,098/mo
Today · 4.125%
HK$197,501
baseline
▲ 0.50% · 4.625%
HK$207,912
+HK$10,411/mo
Deposit HK$36.93M · loan HK$36.93M · min. income ≈ HK$395,002/mo (50% DSR)
Upfront cash ≈ HK$40.07M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,117
−HK$12,675/mo
▼ 0.25% · 3.875%
HK$208,404
−HK$6,388/mo
Today · 4.125%
HK$214,792
baseline
▲ 0.50% · 4.625%
HK$227,861
+HK$13,069/mo
Deposit HK$29.55M · loan HK$44.32M · min. income ≈ HK$429,584/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,853
−HK$12,148/mo
▼ 0.25% · 3.875%
HK$230,884
−HK$6,117/mo
Today · 4.125%
HK$237,001
baseline
▲ 0.50% · 4.625%
HK$249,494
+HK$12,493/mo
Deposit HK$29.55M · loan HK$44.32M · min. income ≈ HK$474,002/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,803
−HK$14,787/mo
▼ 0.25% · 3.875%
HK$243,138
−HK$7,452/mo
Today · 4.125%
HK$250,590
baseline
▲ 0.50% · 4.625%
HK$265,838
+HK$15,248/mo
Deposit HK$22.16M · loan HK$51.71M · min. income ≈ HK$501,180/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,329
−HK$14,172/mo
▼ 0.25% · 3.875%
HK$269,364
−HK$7,137/mo
Today · 4.125%
HK$276,501
baseline
▲ 0.50% · 4.625%
HK$291,076
+HK$14,575/mo
Deposit HK$22.16M · loan HK$51.71M · min. income ≈ HK$553,002/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,176
−HK$19,011/mo
▼ 0.25% · 3.875%
HK$312,606
−HK$9,581/mo
Today · 4.125%
HK$322,187
baseline
▲ 0.50% · 4.625%
HK$341,792
+HK$19,605/mo
Deposit HK$7.39M · loan HK$66.48M · min. income ≈ HK$644,374/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,280
−HK$18,222/mo
▼ 0.25% · 3.875%
HK$346,325
−HK$9,177/mo
Today · 4.125%
HK$355,502
baseline
▲ 0.50% · 4.625%
HK$374,241
+HK$18,739/mo
Deposit HK$7.39M · loan HK$66.48M · min. income ≈ HK$711,004/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$3,139,258 · Scale 2, in force from 26 Feb 2026)