LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,451
−HK$10,563/mo
▼ 0.25% · 3.875%
HK$173,690
−HK$5,324/mo
Today · 4.125%
HK$179,014
baseline
▲ 0.50% · 4.625%
HK$189,906
+HK$10,892/mo
Deposit HK$36.94M · loan HK$36.94M · min. income ≈ HK$358,028/mo (50% DSR)
Upfront cash ≈ HK$40.08M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,400
−HK$10,124/mo
▼ 0.25% · 3.875%
HK$192,425
−HK$5,099/mo
Today · 4.125%
HK$197,524
baseline
▲ 0.50% · 4.625%
HK$207,936
+HK$10,412/mo
Deposit HK$36.94M · loan HK$36.94M · min. income ≈ HK$395,048/mo (50% DSR)
Upfront cash ≈ HK$40.08M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,141
−HK$12,676/mo
▼ 0.25% · 3.875%
HK$208,428
−HK$6,389/mo
Today · 4.125%
HK$214,817
baseline
▲ 0.50% · 4.625%
HK$227,888
+HK$13,071/mo
Deposit HK$29.55M · loan HK$44.32M · min. income ≈ HK$429,634/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,879
−HK$12,150/mo
▼ 0.25% · 3.875%
HK$230,911
−HK$6,118/mo
Today · 4.125%
HK$237,029
baseline
▲ 0.50% · 4.625%
HK$249,523
+HK$12,494/mo
Deposit HK$29.55M · loan HK$44.32M · min. income ≈ HK$474,058/mo (50% DSR)
Upfront cash ≈ HK$32.69M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$235,831
−HK$14,788/mo
▼ 0.25% · 3.875%
HK$243,166
−HK$7,453/mo
Today · 4.125%
HK$250,619
baseline
▲ 0.50% · 4.625%
HK$265,869
+HK$15,250/mo
Deposit HK$22.16M · loan HK$51.71M · min. income ≈ HK$501,238/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,359
−HK$14,175/mo
▼ 0.25% · 3.875%
HK$269,396
−HK$7,138/mo
Today · 4.125%
HK$276,534
baseline
▲ 0.50% · 4.625%
HK$291,110
+HK$14,576/mo
Deposit HK$22.16M · loan HK$51.71M · min. income ≈ HK$553,068/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,211
−HK$19,014/mo
▼ 0.25% · 3.875%
HK$312,643
−HK$9,582/mo
Today · 4.125%
HK$322,225
baseline
▲ 0.50% · 4.625%
HK$341,832
+HK$19,607/mo
Deposit HK$7.39M · loan HK$66.49M · min. income ≈ HK$644,450/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,319
−HK$18,224/mo
▼ 0.25% · 3.875%
HK$346,366
−HK$9,177/mo
Today · 4.125%
HK$355,543
baseline
▲ 0.50% · 4.625%
HK$374,285
+HK$18,742/mo
Deposit HK$7.39M · loan HK$66.49M · min. income ≈ HK$711,086/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$3,139,624 · Scale 2, in force from 26 Feb 2026)