LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,846
−HK$1,056/mo
▼ 0.25% · 3.875%
HK$17,370
−HK$532/mo
Today · 4.125%
HK$17,902
baseline
▲ 0.50% · 4.625%
HK$18,992
+HK$1,090/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$35,804/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,741
−HK$1,012/mo
▼ 0.25% · 3.875%
HK$19,244
−HK$509/mo
Today · 4.125%
HK$19,753
baseline
▲ 0.50% · 4.625%
HK$20,795
+HK$1,042/mo
Deposit HK$3.69M · loan HK$3.69M · min. income ≈ HK$39,506/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,215
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,844
−HK$639/mo
Today · 4.125%
HK$21,483
baseline
▲ 0.50% · 4.625%
HK$22,790
+HK$1,307/mo
Deposit HK$2.96M · loan HK$4.43M · min. income ≈ HK$42,966/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,489
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,092
−HK$612/mo
Today · 4.125%
HK$23,704
baseline
▲ 0.50% · 4.625%
HK$24,954
+HK$1,250/mo
Deposit HK$2.96M · loan HK$4.43M · min. income ≈ HK$47,408/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,584
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,318
−HK$745/mo
Today · 4.125%
HK$25,063
baseline
▲ 0.50% · 4.625%
HK$26,588
+HK$1,525/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,126/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,237
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$26,941
−HK$714/mo
Today · 4.125%
HK$27,655
baseline
▲ 0.50% · 4.625%
HK$29,113
+HK$1,458/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,310/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,323
−HK$1,901/mo
▼ 0.25% · 3.875%
HK$31,266
−HK$958/mo
Today · 4.125%
HK$32,224
baseline
▲ 0.50% · 4.625%
HK$34,185
+HK$1,961/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,448/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,734
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,638
−HK$918/mo
Today · 4.125%
HK$35,556
baseline
▲ 0.50% · 4.625%
HK$37,430
+HK$1,874/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$71,112/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$221,633 · Scale 2, in force from 26 Feb 2026)