LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,857
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,381
−HK$533/mo
Today · 4.125%
HK$17,914
baseline
▲ 0.50% · 4.625%
HK$19,004
+HK$1,090/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,828/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,753
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,256
−HK$510/mo
Today · 4.125%
HK$19,766
baseline
▲ 0.50% · 4.625%
HK$20,808
+HK$1,042/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,532/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,228
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$640/mo
Today · 4.125%
HK$21,497
baseline
▲ 0.50% · 4.625%
HK$22,805
+HK$1,308/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$42,994/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,504
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,107
−HK$612/mo
Today · 4.125%
HK$23,719
baseline
▲ 0.50% · 4.625%
HK$24,970
+HK$1,251/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,438/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,600
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,334
−HK$745/mo
Today · 4.125%
HK$25,079
baseline
▲ 0.50% · 4.625%
HK$26,605
+HK$1,526/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$50,158/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,254
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,958
−HK$715/mo
Today · 4.125%
HK$27,673
baseline
▲ 0.50% · 4.625%
HK$29,131
+HK$1,458/mo
Deposit HK$2.22M · loan HK$5.17M · min. income ≈ HK$55,346/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$959/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$34,207
+HK$1,962/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,755
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,661
−HK$918/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,455
+HK$1,876/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,776 · Scale 2, in force from 26 Feb 2026)