LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,630
−HK$10,575/mo
▼ 0.25% · 3.875%
HK$173,876
−HK$5,329/mo
Today · 4.125%
HK$179,205
baseline
▲ 0.50% · 4.625%
HK$190,109
+HK$10,904/mo
Deposit HK$36.98M · loan HK$36.98M · min. income ≈ HK$358,410/mo (50% DSR)
Upfront cash ≈ HK$40.12M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,600
−HK$10,135/mo
▼ 0.25% · 3.875%
HK$192,631
−HK$5,104/mo
Today · 4.125%
HK$197,735
baseline
▲ 0.50% · 4.625%
HK$208,158
+HK$10,423/mo
Deposit HK$36.98M · loan HK$36.98M · min. income ≈ HK$395,470/mo (50% DSR)
Upfront cash ≈ HK$40.12M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,357
−HK$12,689/mo
▼ 0.25% · 3.875%
HK$208,651
−HK$6,395/mo
Today · 4.125%
HK$215,046
baseline
▲ 0.50% · 4.625%
HK$228,131
+HK$13,085/mo
Deposit HK$29.58M · loan HK$44.37M · min. income ≈ HK$430,092/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,120
−HK$12,162/mo
▼ 0.25% · 3.875%
HK$231,157
−HK$6,125/mo
Today · 4.125%
HK$237,282
baseline
▲ 0.50% · 4.625%
HK$249,790
+HK$12,508/mo
Deposit HK$29.58M · loan HK$44.37M · min. income ≈ HK$474,564/mo (50% DSR)
Upfront cash ≈ HK$32.72M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,083
−HK$14,804/mo
▼ 0.25% · 3.875%
HK$243,426
−HK$7,461/mo
Today · 4.125%
HK$250,887
baseline
▲ 0.50% · 4.625%
HK$266,153
+HK$15,266/mo
Deposit HK$22.19M · loan HK$51.77M · min. income ≈ HK$501,774/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,640
−HK$14,189/mo
▼ 0.25% · 3.875%
HK$269,683
−HK$7,146/mo
Today · 4.125%
HK$276,829
baseline
▲ 0.50% · 4.625%
HK$291,421
+HK$14,592/mo
Deposit HK$22.19M · loan HK$51.77M · min. income ≈ HK$553,658/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,535
−HK$19,034/mo
▼ 0.25% · 3.875%
HK$312,976
−HK$9,593/mo
Today · 4.125%
HK$322,569
baseline
▲ 0.50% · 4.625%
HK$342,197
+HK$19,628/mo
Deposit HK$7.40M · loan HK$66.56M · min. income ≈ HK$645,138/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,679
−HK$18,244/mo
▼ 0.25% · 3.875%
HK$346,736
−HK$9,187/mo
Today · 4.125%
HK$355,923
baseline
▲ 0.50% · 4.625%
HK$374,684
+HK$18,761/mo
Deposit HK$7.40M · loan HK$66.56M · min. income ≈ HK$711,846/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,142,977 · Scale 2, in force from 26 Feb 2026)