LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,638
−HK$10,575/mo
▼ 0.25% · 3.875%
HK$173,884
−HK$5,329/mo
Today · 4.125%
HK$179,213
baseline
▲ 0.50% · 4.625%
HK$190,118
+HK$10,905/mo
Deposit HK$36.98M · loan HK$36.98M · min. income ≈ HK$358,426/mo (50% DSR)
Upfront cash ≈ HK$40.12M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,608
−HK$10,136/mo
▼ 0.25% · 3.875%
HK$192,640
−HK$5,104/mo
Today · 4.125%
HK$197,744
baseline
▲ 0.50% · 4.625%
HK$208,168
+HK$10,424/mo
Deposit HK$36.98M · loan HK$36.98M · min. income ≈ HK$395,488/mo (50% DSR)
Upfront cash ≈ HK$40.12M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,366
−HK$12,690/mo
▼ 0.25% · 3.875%
HK$208,661
−HK$6,395/mo
Today · 4.125%
HK$215,056
baseline
▲ 0.50% · 4.625%
HK$228,142
+HK$13,086/mo
Deposit HK$29.58M · loan HK$44.37M · min. income ≈ HK$430,112/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,130
−HK$12,163/mo
▼ 0.25% · 3.875%
HK$231,168
−HK$6,125/mo
Today · 4.125%
HK$237,293
baseline
▲ 0.50% · 4.625%
HK$249,801
+HK$12,508/mo
Deposit HK$29.58M · loan HK$44.37M · min. income ≈ HK$474,586/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,094
−HK$14,805/mo
▼ 0.25% · 3.875%
HK$243,437
−HK$7,462/mo
Today · 4.125%
HK$250,899
baseline
▲ 0.50% · 4.625%
HK$266,165
+HK$15,266/mo
Deposit HK$22.19M · loan HK$51.77M · min. income ≈ HK$501,798/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,652
−HK$14,190/mo
▼ 0.25% · 3.875%
HK$269,696
−HK$7,146/mo
Today · 4.125%
HK$276,842
baseline
▲ 0.50% · 4.625%
HK$291,435
+HK$14,593/mo
Deposit HK$22.19M · loan HK$51.77M · min. income ≈ HK$553,684/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,549
−HK$19,035/mo
▼ 0.25% · 3.875%
HK$312,991
−HK$9,593/mo
Today · 4.125%
HK$322,584
baseline
▲ 0.50% · 4.625%
HK$342,212
+HK$19,628/mo
Deposit HK$7.40M · loan HK$66.56M · min. income ≈ HK$645,168/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,695
−HK$18,245/mo
▼ 0.25% · 3.875%
HK$346,752
−HK$9,188/mo
Today · 4.125%
HK$355,940
baseline
▲ 0.50% · 4.625%
HK$374,702
+HK$18,762/mo
Deposit HK$7.40M · loan HK$66.56M · min. income ≈ HK$711,880/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,143,123 · Scale 2, in force from 26 Feb 2026)