LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,661
−HK$10,576/mo
▼ 0.25% · 3.875%
HK$173,907
−HK$5,330/mo
Today · 4.125%
HK$179,237
baseline
▲ 0.50% · 4.625%
HK$190,143
+HK$10,906/mo
Deposit HK$36.98M · loan HK$36.98M · min. income ≈ HK$358,474/mo (50% DSR)
Upfront cash ≈ HK$40.13M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,633
−HK$10,137/mo
▼ 0.25% · 3.875%
HK$192,665
−HK$5,105/mo
Today · 4.125%
HK$197,770
baseline
▲ 0.50% · 4.625%
HK$208,195
+HK$10,425/mo
Deposit HK$36.98M · loan HK$36.98M · min. income ≈ HK$395,540/mo (50% DSR)
Upfront cash ≈ HK$40.13M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,393
−HK$12,691/mo
▼ 0.25% · 3.875%
HK$208,688
−HK$6,396/mo
Today · 4.125%
HK$215,084
baseline
▲ 0.50% · 4.625%
HK$228,172
+HK$13,088/mo
Deposit HK$29.59M · loan HK$44.38M · min. income ≈ HK$430,168/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,160
−HK$12,164/mo
▼ 0.25% · 3.875%
HK$231,198
−HK$6,126/mo
Today · 4.125%
HK$237,324
baseline
▲ 0.50% · 4.625%
HK$249,834
+HK$12,510/mo
Deposit HK$29.59M · loan HK$44.38M · min. income ≈ HK$474,648/mo (50% DSR)
Upfront cash ≈ HK$32.73M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,125
−HK$14,807/mo
▼ 0.25% · 3.875%
HK$243,470
−HK$7,462/mo
Today · 4.125%
HK$250,932
baseline
▲ 0.50% · 4.625%
HK$266,200
+HK$15,268/mo
Deposit HK$22.19M · loan HK$51.78M · min. income ≈ HK$501,864/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,686
−HK$14,193/mo
▼ 0.25% · 3.875%
HK$269,731
−HK$7,148/mo
Today · 4.125%
HK$276,879
baseline
▲ 0.50% · 4.625%
HK$291,473
+HK$14,594/mo
Deposit HK$22.19M · loan HK$51.78M · min. income ≈ HK$553,758/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,589
−HK$19,038/mo
▼ 0.25% · 3.875%
HK$313,032
−HK$9,595/mo
Today · 4.125%
HK$322,627
baseline
▲ 0.50% · 4.625%
HK$342,258
+HK$19,631/mo
Deposit HK$7.40M · loan HK$66.57M · min. income ≈ HK$645,254/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,740
−HK$18,247/mo
▼ 0.25% · 3.875%
HK$346,798
−HK$9,189/mo
Today · 4.125%
HK$355,987
baseline
▲ 0.50% · 4.625%
HK$374,751
+HK$18,764/mo
Deposit HK$7.40M · loan HK$66.57M · min. income ≈ HK$711,974/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,143,538 · Scale 2, in force from 26 Feb 2026)