LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,868
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,393
−HK$533/mo
Today · 4.125%
HK$17,926
baseline
▲ 0.50% · 4.625%
HK$19,017
+HK$1,091/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,852/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,766
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,269
−HK$511/mo
Today · 4.125%
HK$19,780
baseline
▲ 0.50% · 4.625%
HK$20,822
+HK$1,042/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,560/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,242
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,872
−HK$639/mo
Today · 4.125%
HK$21,511
baseline
▲ 0.50% · 4.625%
HK$22,820
+HK$1,309/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,022/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,519
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,123
−HK$613/mo
Today · 4.125%
HK$23,736
baseline
▲ 0.50% · 4.625%
HK$24,987
+HK$1,251/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,472/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,616
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,350
−HK$747/mo
Today · 4.125%
HK$25,097
baseline
▲ 0.50% · 4.625%
HK$26,624
+HK$1,527/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,194/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,272
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,977
−HK$715/mo
Today · 4.125%
HK$27,692
baseline
▲ 0.50% · 4.625%
HK$29,151
+HK$1,459/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,384/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,363
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,308
−HK$959/mo
Today · 4.125%
HK$32,267
baseline
▲ 0.50% · 4.625%
HK$34,231
+HK$1,964/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,534/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,779
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,685
−HK$919/mo
Today · 4.125%
HK$35,604
baseline
▲ 0.50% · 4.625%
HK$37,480
+HK$1,876/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,208/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$221,929 · Scale 2, in force from 26 Feb 2026)