LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,703
−HK$10,580/mo
▼ 0.25% · 3.875%
HK$173,951
−HK$5,332/mo
Today · 4.125%
HK$179,283
baseline
▲ 0.50% · 4.625%
HK$190,192
+HK$10,909/mo
Deposit HK$36.99M · loan HK$36.99M · min. income ≈ HK$358,566/mo (50% DSR)
Upfront cash ≈ HK$40.14M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,681
−HK$10,140/mo
▼ 0.25% · 3.875%
HK$192,714
−HK$5,107/mo
Today · 4.125%
HK$197,821
baseline
▲ 0.50% · 4.625%
HK$208,248
+HK$10,427/mo
Deposit HK$36.99M · loan HK$36.99M · min. income ≈ HK$395,642/mo (50% DSR)
Upfront cash ≈ HK$40.14M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,444
−HK$12,695/mo
▼ 0.25% · 3.875%
HK$208,741
−HK$6,398/mo
Today · 4.125%
HK$215,139
baseline
▲ 0.50% · 4.625%
HK$228,230
+HK$13,091/mo
Deposit HK$29.59M · loan HK$44.39M · min. income ≈ HK$430,278/mo (50% DSR)
Upfront cash ≈ HK$32.74M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,217
−HK$12,168/mo
▼ 0.25% · 3.875%
HK$231,257
−HK$6,128/mo
Today · 4.125%
HK$237,385
baseline
▲ 0.50% · 4.625%
HK$249,898
+HK$12,513/mo
Deposit HK$29.59M · loan HK$44.39M · min. income ≈ HK$474,770/mo (50% DSR)
Upfront cash ≈ HK$32.74M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,185
−HK$14,811/mo
▼ 0.25% · 3.875%
HK$243,532
−HK$7,464/mo
Today · 4.125%
HK$250,996
baseline
▲ 0.50% · 4.625%
HK$266,268
+HK$15,272/mo
Deposit HK$22.20M · loan HK$51.79M · min. income ≈ HK$501,992/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,753
−HK$14,196/mo
▼ 0.25% · 3.875%
HK$269,800
−HK$7,149/mo
Today · 4.125%
HK$276,949
baseline
▲ 0.50% · 4.625%
HK$291,547
+HK$14,598/mo
Deposit HK$22.20M · loan HK$51.79M · min. income ≈ HK$553,898/mo (50% DSR)
Upfront cash ≈ HK$25.34M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,666
−HK$19,043/mo
▼ 0.25% · 3.875%
HK$313,112
−HK$9,597/mo
Today · 4.125%
HK$322,709
baseline
▲ 0.50% · 4.625%
HK$342,345
+HK$19,636/mo
Deposit HK$7.40M · loan HK$66.59M · min. income ≈ HK$645,418/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,826
−HK$18,251/mo
▼ 0.25% · 3.875%
HK$346,886
−HK$9,191/mo
Today · 4.125%
HK$356,077
baseline
▲ 0.50% · 4.625%
HK$374,847
+HK$18,770/mo
Deposit HK$7.40M · loan HK$66.59M · min. income ≈ HK$712,154/mo (50% DSR)
Upfront cash ≈ HK$10.54M (deposit + AVD stamp duty HK$3,144,339 · Scale 2, in force from 26 Feb 2026)