LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,870
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,395
−HK$533/mo
Today · 4.125%
HK$17,928
baseline
▲ 0.50% · 4.625%
HK$19,019
+HK$1,091/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,856/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,768
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,272
−HK$510/mo
Today · 4.125%
HK$19,782
baseline
▲ 0.50% · 4.625%
HK$20,825
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,564/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,244
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,874
−HK$640/mo
Today · 4.125%
HK$21,514
baseline
▲ 0.50% · 4.625%
HK$22,823
+HK$1,309/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,028/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,522
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,126
−HK$613/mo
Today · 4.125%
HK$23,739
baseline
▲ 0.50% · 4.625%
HK$24,990
+HK$1,251/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,478/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,619
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,353
−HK$747/mo
Today · 4.125%
HK$25,100
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,527/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,200/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,275
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,980
−HK$715/mo
Today · 4.125%
HK$27,695
baseline
▲ 0.50% · 4.625%
HK$29,155
+HK$1,460/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,390/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,367
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,311
−HK$960/mo
Today · 4.125%
HK$32,271
baseline
▲ 0.50% · 4.625%
HK$34,235
+HK$1,964/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,542/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,783
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,689
−HK$919/mo
Today · 4.125%
HK$35,608
baseline
▲ 0.50% · 4.625%
HK$37,485
+HK$1,877/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,216/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$221,955 · Scale 2, in force from 26 Feb 2026)