LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,872
−HK$1,057/mo
▼ 0.25% · 3.875%
HK$17,396
−HK$533/mo
Today · 4.125%
HK$17,929
baseline
▲ 0.50% · 4.625%
HK$19,020
+HK$1,091/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,858/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,769
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,273
−HK$510/mo
Today · 4.125%
HK$19,783
baseline
▲ 0.50% · 4.625%
HK$20,826
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,566/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,246
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,876
−HK$639/mo
Today · 4.125%
HK$21,515
baseline
▲ 0.50% · 4.625%
HK$22,825
+HK$1,310/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,030/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,523
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,127
−HK$613/mo
Today · 4.125%
HK$23,740
baseline
▲ 0.50% · 4.625%
HK$24,991
+HK$1,251/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,480/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,620
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,355
−HK$746/mo
Today · 4.125%
HK$25,101
baseline
▲ 0.50% · 4.625%
HK$26,629
+HK$1,528/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,202/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,277
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,982
−HK$715/mo
Today · 4.125%
HK$27,697
baseline
▲ 0.50% · 4.625%
HK$29,157
+HK$1,460/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,394/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,369
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,313
−HK$960/mo
Today · 4.125%
HK$32,273
baseline
▲ 0.50% · 4.625%
HK$34,237
+HK$1,964/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,546/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,785
−HK$1,825/mo
▼ 0.25% · 3.875%
HK$34,691
−HK$919/mo
Today · 4.125%
HK$35,610
baseline
▲ 0.50% · 4.625%
HK$37,487
+HK$1,877/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,220/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$221,969 · Scale 2, in force from 26 Feb 2026)