LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,874
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,399
−HK$533/mo
Today · 4.125%
HK$17,932
baseline
▲ 0.50% · 4.625%
HK$19,023
+HK$1,091/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,864/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,772
−HK$1,014/mo
▼ 0.25% · 3.875%
HK$19,276
−HK$510/mo
Today · 4.125%
HK$19,786
baseline
▲ 0.50% · 4.625%
HK$20,829
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,572/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,249
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$20,879
−HK$640/mo
Today · 4.125%
HK$21,519
baseline
▲ 0.50% · 4.625%
HK$22,828
+HK$1,309/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,038/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,527
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,131
−HK$613/mo
Today · 4.125%
HK$23,744
baseline
▲ 0.50% · 4.625%
HK$24,995
+HK$1,251/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,488/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,624
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$24,359
−HK$746/mo
Today · 4.125%
HK$25,105
baseline
▲ 0.50% · 4.625%
HK$26,633
+HK$1,528/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,210/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,281
−HK$1,420/mo
▼ 0.25% · 3.875%
HK$26,986
−HK$715/mo
Today · 4.125%
HK$27,701
baseline
▲ 0.50% · 4.625%
HK$29,161
+HK$1,460/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,402/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,373
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$31,318
−HK$960/mo
Today · 4.125%
HK$32,278
baseline
▲ 0.50% · 4.625%
HK$34,242
+HK$1,964/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$64,556/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,790
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,696
−HK$920/mo
Today · 4.125%
HK$35,616
baseline
▲ 0.50% · 4.625%
HK$37,493
+HK$1,877/mo
Deposit HK$740K · loan HK$6.66M · min. income ≈ HK$71,232/mo (50% DSR)
Upfront cash ≈ HK$962K (deposit + AVD stamp duty HK$222,003 · Scale 2, in force from 26 Feb 2026)