LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,760
−HK$10,582/mo
▼ 0.25% · 3.875%
HK$174,009
−HK$5,333/mo
Today · 4.125%
HK$179,342
baseline
▲ 0.50% · 4.625%
HK$190,255
+HK$10,913/mo
Deposit HK$37.00M · loan HK$37.00M · min. income ≈ HK$358,684/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,744
−HK$10,143/mo
▼ 0.25% · 3.875%
HK$192,779
−HK$5,108/mo
Today · 4.125%
HK$197,887
baseline
▲ 0.50% · 4.625%
HK$208,318
+HK$10,431/mo
Deposit HK$37.00M · loan HK$37.00M · min. income ≈ HK$395,774/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,512
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,811
−HK$6,400/mo
Today · 4.125%
HK$215,211
baseline
▲ 0.50% · 4.625%
HK$228,306
+HK$13,095/mo
Deposit HK$29.60M · loan HK$44.41M · min. income ≈ HK$430,422/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,292
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,334
−HK$6,130/mo
Today · 4.125%
HK$237,464
baseline
▲ 0.50% · 4.625%
HK$249,981
+HK$12,517/mo
Deposit HK$29.60M · loan HK$44.41M · min. income ≈ HK$474,928/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,264
−HK$14,815/mo
▼ 0.25% · 3.875%
HK$243,613
−HK$7,466/mo
Today · 4.125%
HK$251,079
baseline
▲ 0.50% · 4.625%
HK$266,357
+HK$15,278/mo
Deposit HK$22.20M · loan HK$51.81M · min. income ≈ HK$502,158/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,841
−HK$14,200/mo
▼ 0.25% · 3.875%
HK$269,890
−HK$7,151/mo
Today · 4.125%
HK$277,041
baseline
▲ 0.50% · 4.625%
HK$291,645
+HK$14,604/mo
Deposit HK$22.20M · loan HK$51.81M · min. income ≈ HK$554,082/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,768
−HK$19,048/mo
▼ 0.25% · 3.875%
HK$313,216
−HK$9,600/mo
Today · 4.125%
HK$322,816
baseline
▲ 0.50% · 4.625%
HK$342,459
+HK$19,643/mo
Deposit HK$7.40M · loan HK$66.61M · min. income ≈ HK$645,632/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,938
−HK$18,258/mo
▼ 0.25% · 3.875%
HK$347,002
−HK$9,194/mo
Today · 4.125%
HK$356,196
baseline
▲ 0.50% · 4.625%
HK$374,972
+HK$18,776/mo
Deposit HK$7.40M · loan HK$66.61M · min. income ≈ HK$712,392/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,145,387 · Scale 2, in force from 26 Feb 2026)