LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,764
−HK$10,583/mo
▼ 0.25% · 3.875%
HK$174,014
−HK$5,333/mo
Today · 4.125%
HK$179,347
baseline
▲ 0.50% · 4.625%
HK$190,260
+HK$10,913/mo
Deposit HK$37.01M · loan HK$37.01M · min. income ≈ HK$358,694/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,748
−HK$10,144/mo
▼ 0.25% · 3.875%
HK$192,784
−HK$5,108/mo
Today · 4.125%
HK$197,892
baseline
▲ 0.50% · 4.625%
HK$208,323
+HK$10,431/mo
Deposit HK$37.01M · loan HK$37.01M · min. income ≈ HK$395,784/mo (50% DSR)
Upfront cash ≈ HK$40.15M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,517
−HK$12,699/mo
▼ 0.25% · 3.875%
HK$208,816
−HK$6,400/mo
Today · 4.125%
HK$215,216
baseline
▲ 0.50% · 4.625%
HK$228,312
+HK$13,096/mo
Deposit HK$29.60M · loan HK$44.41M · min. income ≈ HK$430,432/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,298
−HK$12,172/mo
▼ 0.25% · 3.875%
HK$231,340
−HK$6,130/mo
Today · 4.125%
HK$237,470
baseline
▲ 0.50% · 4.625%
HK$249,987
+HK$12,517/mo
Deposit HK$29.60M · loan HK$44.41M · min. income ≈ HK$474,940/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,270
−HK$14,816/mo
▼ 0.25% · 3.875%
HK$243,619
−HK$7,467/mo
Today · 4.125%
HK$251,086
baseline
▲ 0.50% · 4.625%
HK$266,364
+HK$15,278/mo
Deposit HK$22.20M · loan HK$51.81M · min. income ≈ HK$502,172/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,848
−HK$14,200/mo
▼ 0.25% · 3.875%
HK$269,897
−HK$7,151/mo
Today · 4.125%
HK$277,048
baseline
▲ 0.50% · 4.625%
HK$291,652
+HK$14,604/mo
Deposit HK$22.20M · loan HK$51.81M · min. income ≈ HK$554,096/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,775
−HK$19,050/mo
▼ 0.25% · 3.875%
HK$313,224
−HK$9,601/mo
Today · 4.125%
HK$322,825
baseline
▲ 0.50% · 4.625%
HK$342,468
+HK$19,643/mo
Deposit HK$7.40M · loan HK$66.61M · min. income ≈ HK$645,650/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,947
−HK$18,258/mo
▼ 0.25% · 3.875%
HK$347,010
−HK$9,195/mo
Today · 4.125%
HK$356,205
baseline
▲ 0.50% · 4.625%
HK$374,981
+HK$18,776/mo
Deposit HK$7.40M · loan HK$66.61M · min. income ≈ HK$712,410/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,145,467 · Scale 2, in force from 26 Feb 2026)