LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,785
−HK$10,585/mo
▼ 0.25% · 3.875%
HK$174,036
−HK$5,334/mo
Today · 4.125%
HK$179,370
baseline
▲ 0.50% · 4.625%
HK$190,284
+HK$10,914/mo
Deposit HK$37.01M · loan HK$37.01M · min. income ≈ HK$358,740/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,772
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$192,808
−HK$5,109/mo
Today · 4.125%
HK$197,917
baseline
▲ 0.50% · 4.625%
HK$208,349
+HK$10,432/mo
Deposit HK$37.01M · loan HK$37.01M · min. income ≈ HK$395,834/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,543
−HK$12,701/mo
▼ 0.25% · 3.875%
HK$208,843
−HK$6,401/mo
Today · 4.125%
HK$215,244
baseline
▲ 0.50% · 4.625%
HK$228,341
+HK$13,097/mo
Deposit HK$29.61M · loan HK$44.41M · min. income ≈ HK$430,488/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,327
−HK$12,173/mo
▼ 0.25% · 3.875%
HK$231,370
−HK$6,130/mo
Today · 4.125%
HK$237,500
baseline
▲ 0.50% · 4.625%
HK$250,019
+HK$12,519/mo
Deposit HK$29.61M · loan HK$44.41M · min. income ≈ HK$475,000/mo (50% DSR)
Upfront cash ≈ HK$32.75M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,300
−HK$14,818/mo
▼ 0.25% · 3.875%
HK$243,650
−HK$7,468/mo
Today · 4.125%
HK$251,118
baseline
▲ 0.50% · 4.625%
HK$266,398
+HK$15,280/mo
Deposit HK$22.21M · loan HK$51.81M · min. income ≈ HK$502,236/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,881
−HK$14,203/mo
▼ 0.25% · 3.875%
HK$269,931
−HK$7,153/mo
Today · 4.125%
HK$277,084
baseline
▲ 0.50% · 4.625%
HK$291,689
+HK$14,605/mo
Deposit HK$22.21M · loan HK$51.81M · min. income ≈ HK$554,168/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,814
−HK$19,052/mo
▼ 0.25% · 3.875%
HK$313,264
−HK$9,602/mo
Today · 4.125%
HK$322,866
baseline
▲ 0.50% · 4.625%
HK$342,511
+HK$19,645/mo
Deposit HK$7.40M · loan HK$66.62M · min. income ≈ HK$645,732/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$337,990
−HK$18,260/mo
▼ 0.25% · 3.875%
HK$347,055
−HK$9,195/mo
Today · 4.125%
HK$356,250
baseline
▲ 0.50% · 4.625%
HK$375,029
+HK$18,779/mo
Deposit HK$7.40M · loan HK$66.62M · min. income ≈ HK$712,500/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,145,867 · Scale 2, in force from 26 Feb 2026)