LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,803
−HK$10,585/mo
▼ 0.25% · 3.875%
HK$174,054
−HK$5,334/mo
Today · 4.125%
HK$179,388
baseline
▲ 0.50% · 4.625%
HK$190,304
+HK$10,916/mo
Deposit HK$37.01M · loan HK$37.01M · min. income ≈ HK$358,776/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,792
−HK$10,145/mo
▼ 0.25% · 3.875%
HK$192,828
−HK$5,109/mo
Today · 4.125%
HK$197,937
baseline
▲ 0.50% · 4.625%
HK$208,371
+HK$10,434/mo
Deposit HK$37.01M · loan HK$37.01M · min. income ≈ HK$395,874/mo (50% DSR)
Upfront cash ≈ HK$40.16M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,564
−HK$12,702/mo
▼ 0.25% · 3.875%
HK$208,864
−HK$6,402/mo
Today · 4.125%
HK$215,266
baseline
▲ 0.50% · 4.625%
HK$228,364
+HK$13,098/mo
Deposit HK$29.61M · loan HK$44.42M · min. income ≈ HK$430,532/mo (50% DSR)
Upfront cash ≈ HK$32.76M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,350
−HK$12,175/mo
▼ 0.25% · 3.875%
HK$231,394
−HK$6,131/mo
Today · 4.125%
HK$237,525
baseline
▲ 0.50% · 4.625%
HK$250,045
+HK$12,520/mo
Deposit HK$29.61M · loan HK$44.42M · min. income ≈ HK$475,050/mo (50% DSR)
Upfront cash ≈ HK$32.76M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,324
−HK$14,820/mo
▼ 0.25% · 3.875%
HK$243,675
−HK$7,469/mo
Today · 4.125%
HK$251,144
baseline
▲ 0.50% · 4.625%
HK$266,425
+HK$15,281/mo
Deposit HK$22.21M · loan HK$51.82M · min. income ≈ HK$502,288/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,908
−HK$14,204/mo
▼ 0.25% · 3.875%
HK$269,959
−HK$7,153/mo
Today · 4.125%
HK$277,112
baseline
▲ 0.50% · 4.625%
HK$291,719
+HK$14,607/mo
Deposit HK$22.21M · loan HK$51.82M · min. income ≈ HK$554,224/mo (50% DSR)
Upfront cash ≈ HK$25.35M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,845
−HK$19,054/mo
▼ 0.25% · 3.875%
HK$313,297
−HK$9,602/mo
Today · 4.125%
HK$322,899
baseline
▲ 0.50% · 4.625%
HK$342,547
+HK$19,648/mo
Deposit HK$7.40M · loan HK$66.63M · min. income ≈ HK$645,798/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,025
−HK$18,262/mo
▼ 0.25% · 3.875%
HK$347,090
−HK$9,197/mo
Today · 4.125%
HK$356,287
baseline
▲ 0.50% · 4.625%
HK$375,068
+HK$18,781/mo
Deposit HK$7.40M · loan HK$66.63M · min. income ≈ HK$712,574/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,146,193 · Scale 2, in force from 26 Feb 2026)