LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,830
−HK$10,588/mo
▼ 0.25% · 3.875%
HK$174,082
−HK$5,336/mo
Today · 4.125%
HK$179,418
baseline
▲ 0.50% · 4.625%
HK$190,335
+HK$10,917/mo
Deposit HK$37.02M · loan HK$37.02M · min. income ≈ HK$358,836/mo (50% DSR)
Upfront cash ≈ HK$40.17M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,822
−HK$10,148/mo
▼ 0.25% · 3.875%
HK$192,859
−HK$5,111/mo
Today · 4.125%
HK$197,970
baseline
▲ 0.50% · 4.625%
HK$208,405
+HK$10,435/mo
Deposit HK$37.02M · loan HK$37.02M · min. income ≈ HK$395,940/mo (50% DSR)
Upfront cash ≈ HK$40.17M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,597
−HK$12,704/mo
▼ 0.25% · 3.875%
HK$208,898
−HK$6,403/mo
Today · 4.125%
HK$215,301
baseline
▲ 0.50% · 4.625%
HK$228,402
+HK$13,101/mo
Deposit HK$29.62M · loan HK$44.42M · min. income ≈ HK$430,602/mo (50% DSR)
Upfront cash ≈ HK$32.76M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,387
−HK$12,177/mo
▼ 0.25% · 3.875%
HK$231,431
−HK$6,133/mo
Today · 4.125%
HK$237,564
baseline
▲ 0.50% · 4.625%
HK$250,086
+HK$12,522/mo
Deposit HK$29.62M · loan HK$44.42M · min. income ≈ HK$475,128/mo (50% DSR)
Upfront cash ≈ HK$32.76M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,363
−HK$14,822/mo
▼ 0.25% · 3.875%
HK$243,715
−HK$7,470/mo
Today · 4.125%
HK$251,185
baseline
▲ 0.50% · 4.625%
HK$266,469
+HK$15,284/mo
Deposit HK$22.21M · loan HK$51.83M · min. income ≈ HK$502,370/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$262,951
−HK$14,206/mo
▼ 0.25% · 3.875%
HK$270,003
−HK$7,154/mo
Today · 4.125%
HK$277,157
baseline
▲ 0.50% · 4.625%
HK$291,767
+HK$14,610/mo
Deposit HK$22.21M · loan HK$51.83M · min. income ≈ HK$554,314/mo (50% DSR)
Upfront cash ≈ HK$25.36M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$303,895
−HK$19,057/mo
▼ 0.25% · 3.875%
HK$313,348
−HK$9,604/mo
Today · 4.125%
HK$322,952
baseline
▲ 0.50% · 4.625%
HK$342,603
+HK$19,651/mo
Deposit HK$7.40M · loan HK$66.64M · min. income ≈ HK$645,904/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,080
−HK$18,265/mo
▼ 0.25% · 3.875%
HK$347,147
−HK$9,198/mo
Today · 4.125%
HK$356,345
baseline
▲ 0.50% · 4.625%
HK$375,129
+HK$18,784/mo
Deposit HK$7.40M · loan HK$66.64M · min. income ≈ HK$712,690/mo (50% DSR)
Upfront cash ≈ HK$10.55M (deposit + AVD stamp duty HK$3,146,705 · Scale 2, in force from 26 Feb 2026)