LTV · monthly repayment
▼ 0.50% · 3.625%
HK$168,942
−HK$10,594/mo
▼ 0.25% · 3.875%
HK$174,197
−HK$5,339/mo
Today · 4.125%
HK$179,536
baseline
▲ 0.50% · 4.625%
HK$190,460
+HK$10,924/mo
Deposit HK$37.04M · loan HK$37.04M · min. income ≈ HK$359,072/mo (50% DSR)
Upfront cash ≈ HK$40.19M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,946
−HK$10,154/mo
▼ 0.25% · 3.875%
HK$192,987
−HK$5,113/mo
Today · 4.125%
HK$198,100
baseline
▲ 0.50% · 4.625%
HK$208,542
+HK$10,442/mo
Deposit HK$37.04M · loan HK$37.04M · min. income ≈ HK$396,200/mo (50% DSR)
Upfront cash ≈ HK$40.19M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,730
−HK$12,713/mo
▼ 0.25% · 3.875%
HK$209,036
−HK$6,407/mo
Today · 4.125%
HK$215,443
baseline
▲ 0.50% · 4.625%
HK$228,552
+HK$13,109/mo
Deposit HK$29.64M · loan HK$44.45M · min. income ≈ HK$430,886/mo (50% DSR)
Upfront cash ≈ HK$32.78M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,535
−HK$12,185/mo
▼ 0.25% · 3.875%
HK$231,584
−HK$6,136/mo
Today · 4.125%
HK$237,720
baseline
▲ 0.50% · 4.625%
HK$250,251
+HK$12,531/mo
Deposit HK$29.64M · loan HK$44.45M · min. income ≈ HK$475,440/mo (50% DSR)
Upfront cash ≈ HK$32.78M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,518
−HK$14,832/mo
▼ 0.25% · 3.875%
HK$243,875
−HK$7,475/mo
Today · 4.125%
HK$251,350
baseline
▲ 0.50% · 4.625%
HK$266,644
+HK$15,294/mo
Deposit HK$22.23M · loan HK$51.86M · min. income ≈ HK$502,700/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,124
−HK$14,216/mo
▼ 0.25% · 3.875%
HK$270,181
−HK$7,159/mo
Today · 4.125%
HK$277,340
baseline
▲ 0.50% · 4.625%
HK$291,959
+HK$14,619/mo
Deposit HK$22.23M · loan HK$51.86M · min. income ≈ HK$554,680/mo (50% DSR)
Upfront cash ≈ HK$25.38M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,095
−HK$19,069/mo
▼ 0.25% · 3.875%
HK$313,554
−HK$9,610/mo
Today · 4.125%
HK$323,164
baseline
▲ 0.50% · 4.625%
HK$342,828
+HK$19,664/mo
Deposit HK$7.41M · loan HK$66.68M · min. income ≈ HK$646,328/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,303
−HK$18,277/mo
▼ 0.25% · 3.875%
HK$347,376
−HK$9,204/mo
Today · 4.125%
HK$356,580
baseline
▲ 0.50% · 4.625%
HK$375,376
+HK$18,796/mo
Deposit HK$7.41M · loan HK$66.68M · min. income ≈ HK$713,160/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$3,148,778 · Scale 2, in force from 26 Feb 2026)