LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,896
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,422
−HK$534/mo
Today · 4.125%
HK$17,956
baseline
▲ 0.50% · 4.625%
HK$19,048
+HK$1,092/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,912/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,797
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,301
−HK$511/mo
Today · 4.125%
HK$19,812
baseline
▲ 0.50% · 4.625%
HK$20,857
+HK$1,045/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,624/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,275
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,906
−HK$641/mo
Today · 4.125%
HK$21,547
baseline
▲ 0.50% · 4.625%
HK$22,858
+HK$1,311/mo
Deposit HK$2.96M · loan HK$4.45M · min. income ≈ HK$43,094/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,556
−HK$1,219/mo
▼ 0.25% · 3.875%
HK$23,161
−HK$614/mo
Today · 4.125%
HK$23,775
baseline
▲ 0.50% · 4.625%
HK$25,028
+HK$1,253/mo
Deposit HK$2.96M · loan HK$4.45M · min. income ≈ HK$47,550/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,655
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,390
−HK$748/mo
Today · 4.125%
HK$25,138
baseline
▲ 0.50% · 4.625%
HK$26,667
+HK$1,529/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$50,276/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,315
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$27,021
−HK$716/mo
Today · 4.125%
HK$27,737
baseline
▲ 0.50% · 4.625%
HK$29,199
+HK$1,462/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$55,474/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,413
−HK$1,907/mo
▼ 0.25% · 3.875%
HK$31,359
−HK$961/mo
Today · 4.125%
HK$32,320
baseline
▲ 0.50% · 4.625%
HK$34,287
+HK$1,967/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$64,640/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,834
−HK$1,828/mo
▼ 0.25% · 3.875%
HK$34,742
−HK$920/mo
Today · 4.125%
HK$35,662
baseline
▲ 0.50% · 4.625%
HK$37,542
+HK$1,880/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$71,324/mo (50% DSR)
Upfront cash ≈ HK$963K (deposit + AVD stamp duty HK$222,293 · Scale 2, in force from 26 Feb 2026)