LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,049
−HK$10,601/mo
▼ 0.25% · 3.875%
HK$174,308
−HK$5,342/mo
Today · 4.125%
HK$179,650
baseline
▲ 0.50% · 4.625%
HK$190,582
+HK$10,932/mo
Deposit HK$37.07M · loan HK$37.07M · min. income ≈ HK$359,300/mo (50% DSR)
Upfront cash ≈ HK$40.22M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,066
−HK$10,160/mo
▼ 0.25% · 3.875%
HK$193,110
−HK$5,116/mo
Today · 4.125%
HK$198,226
baseline
▲ 0.50% · 4.625%
HK$208,675
+HK$10,449/mo
Deposit HK$37.07M · loan HK$37.07M · min. income ≈ HK$396,452/mo (50% DSR)
Upfront cash ≈ HK$40.22M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,859
−HK$12,721/mo
▼ 0.25% · 3.875%
HK$209,169
−HK$6,411/mo
Today · 4.125%
HK$215,580
baseline
▲ 0.50% · 4.625%
HK$228,698
+HK$13,118/mo
Deposit HK$29.65M · loan HK$44.48M · min. income ≈ HK$431,160/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,679
−HK$12,193/mo
▼ 0.25% · 3.875%
HK$231,732
−HK$6,140/mo
Today · 4.125%
HK$237,872
baseline
▲ 0.50% · 4.625%
HK$250,410
+HK$12,538/mo
Deposit HK$29.65M · loan HK$44.48M · min. income ≈ HK$475,744/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,669
−HK$14,841/mo
▼ 0.25% · 3.875%
HK$244,031
−HK$7,479/mo
Today · 4.125%
HK$251,510
baseline
▲ 0.50% · 4.625%
HK$266,814
+HK$15,304/mo
Deposit HK$22.24M · loan HK$51.90M · min. income ≈ HK$503,020/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,292
−HK$14,225/mo
▼ 0.25% · 3.875%
HK$270,353
−HK$7,164/mo
Today · 4.125%
HK$277,517
baseline
▲ 0.50% · 4.625%
HK$292,145
+HK$14,628/mo
Deposit HK$22.24M · loan HK$51.90M · min. income ≈ HK$555,034/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,289
−HK$19,082/mo
▼ 0.25% · 3.875%
HK$313,754
−HK$9,617/mo
Today · 4.125%
HK$323,371
baseline
▲ 0.50% · 4.625%
HK$343,047
+HK$19,676/mo
Deposit HK$7.41M · loan HK$66.72M · min. income ≈ HK$646,742/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,518
−HK$18,290/mo
▼ 0.25% · 3.875%
HK$347,597
−HK$9,211/mo
Today · 4.125%
HK$356,808
baseline
▲ 0.50% · 4.625%
HK$375,615
+HK$18,807/mo
Deposit HK$7.41M · loan HK$66.72M · min. income ≈ HK$713,616/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$3,150,787 · Scale 2, in force from 26 Feb 2026)