LTV · monthly repayment
▼ 0.50% · 3.625%
HK$169,053
−HK$10,601/mo
▼ 0.25% · 3.875%
HK$174,312
−HK$5,342/mo
Today · 4.125%
HK$179,654
baseline
▲ 0.50% · 4.625%
HK$190,586
+HK$10,932/mo
Deposit HK$37.07M · loan HK$37.07M · min. income ≈ HK$359,308/mo (50% DSR)
Upfront cash ≈ HK$40.22M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$188,070
−HK$10,161/mo
▼ 0.25% · 3.875%
HK$193,114
−HK$5,117/mo
Today · 4.125%
HK$198,231
baseline
▲ 0.50% · 4.625%
HK$208,680
+HK$10,449/mo
Deposit HK$37.07M · loan HK$37.07M · min. income ≈ HK$396,462/mo (50% DSR)
Upfront cash ≈ HK$40.22M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,864
−HK$12,721/mo
▼ 0.25% · 3.875%
HK$209,174
−HK$6,411/mo
Today · 4.125%
HK$215,585
baseline
▲ 0.50% · 4.625%
HK$228,703
+HK$13,118/mo
Deposit HK$29.66M · loan HK$44.48M · min. income ≈ HK$431,170/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$225,684
−HK$12,193/mo
▼ 0.25% · 3.875%
HK$231,737
−HK$6,140/mo
Today · 4.125%
HK$237,877
baseline
▲ 0.50% · 4.625%
HK$250,416
+HK$12,539/mo
Deposit HK$29.66M · loan HK$44.48M · min. income ≈ HK$475,754/mo (50% DSR)
Upfront cash ≈ HK$32.81M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$236,675
−HK$14,841/mo
▼ 0.25% · 3.875%
HK$244,037
−HK$7,479/mo
Today · 4.125%
HK$251,516
baseline
▲ 0.50% · 4.625%
HK$266,820
+HK$15,304/mo
Deposit HK$22.24M · loan HK$51.90M · min. income ≈ HK$503,032/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,298
−HK$14,225/mo
▼ 0.25% · 3.875%
HK$270,360
−HK$7,163/mo
Today · 4.125%
HK$277,523
baseline
▲ 0.50% · 4.625%
HK$292,152
+HK$14,629/mo
Deposit HK$22.24M · loan HK$51.90M · min. income ≈ HK$555,046/mo (50% DSR)
Upfront cash ≈ HK$25.39M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$304,296
−HK$19,082/mo
▼ 0.25% · 3.875%
HK$313,761
−HK$9,617/mo
Today · 4.125%
HK$323,378
baseline
▲ 0.50% · 4.625%
HK$343,055
+HK$19,677/mo
Deposit HK$7.41M · loan HK$66.72M · min. income ≈ HK$646,756/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$338,526
−HK$18,290/mo
▼ 0.25% · 3.875%
HK$347,605
−HK$9,211/mo
Today · 4.125%
HK$356,816
baseline
▲ 0.50% · 4.625%
HK$375,624
+HK$18,808/mo
Deposit HK$7.41M · loan HK$66.72M · min. income ≈ HK$713,632/mo (50% DSR)
Upfront cash ≈ HK$10.56M (deposit + AVD stamp duty HK$3,150,859 · Scale 2, in force from 26 Feb 2026)