LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,908
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,434
−HK$534/mo
Today · 4.125%
HK$17,968
baseline
▲ 0.50% · 4.625%
HK$19,061
+HK$1,093/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$35,936/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,810
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,314
−HK$512/mo
Today · 4.125%
HK$19,826
baseline
▲ 0.50% · 4.625%
HK$20,871
+HK$1,045/mo
Deposit HK$3.71M · loan HK$3.71M · min. income ≈ HK$39,652/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,289
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,920
−HK$641/mo
Today · 4.125%
HK$21,561
baseline
▲ 0.50% · 4.625%
HK$22,873
+HK$1,312/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$43,122/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,571
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,177
−HK$614/mo
Today · 4.125%
HK$23,791
baseline
▲ 0.50% · 4.625%
HK$25,045
+HK$1,254/mo
Deposit HK$2.97M · loan HK$4.45M · min. income ≈ HK$47,582/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,671
−HK$1,484/mo
▼ 0.25% · 3.875%
HK$24,407
−HK$748/mo
Today · 4.125%
HK$25,155
baseline
▲ 0.50% · 4.625%
HK$26,686
+HK$1,531/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$50,310/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,333
−HK$1,423/mo
▼ 0.25% · 3.875%
HK$27,040
−HK$716/mo
Today · 4.125%
HK$27,756
baseline
▲ 0.50% · 4.625%
HK$29,219
+HK$1,463/mo
Deposit HK$2.22M · loan HK$5.19M · min. income ≈ HK$55,512/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,434
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,380
−HK$962/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,310
+HK$1,968/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,857
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,765
−HK$921/mo
Today · 4.125%
HK$35,686
baseline
▲ 0.50% · 4.625%
HK$37,567
+HK$1,881/mo
Deposit HK$741K · loan HK$6.67M · min. income ≈ HK$71,372/mo (50% DSR)
Upfront cash ≈ HK$964K (deposit + AVD stamp duty HK$222,444 · Scale 2, in force from 26 Feb 2026)